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Help with credit card fraud
Unfortunately my dh recently had his credit card scammed to the tune of around £300. This was picked up on his statement and he notified the card company immediately who put a stop on transactions cancelled the card etc etc. Dh was away at the time this happened (serving in afghan). The card company obvioulsy needed him to…
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in bad debt please help
I am under 8k debt of virgin credit card i transfered this balance to virgin from other cards 9 months ago my free period ends this month I dont know what to do.....if i can buy sometime then i might be able to pay this off as my business as a sole trader is picking up Please martin lewis if you happen to read this thread…
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PriorityClub Rewards Visa
Hi, Any advise or things to try would be appreciated I use this card quite a bit for Expenses ( I have a Amex card which i also use for expenses) but both get paid of every month always.. Last month I had a balance of 4000 so I found out that with this card you can only make a max payment of 3000 and then a payment of 1000…
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Visa Debit
This might be a daft question but it's not as clear as it used to be. When an online store says it accepts Visa credit cards, does this mean I can use my debit card? Normally I'd imagine not but since they've blurred the boundries of it a little (the logos are exactly the same and it doesn't make much attempt to…
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Cancelling cards- how long before reflected on credit report?
After being rejected for a couple of cards recently, I've just paid off and closed down my Virgin card (£5K limit), my Barclaycard account (£500 limit) and reduced my personal and joint account overdraft limits from £5K each to £250 and £2500 repectively. In total, I've reduced my access to credit by £12,750. I presume…
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Credit card cheques outlawed as part of govt crackdown
This is the discussion thread for the MSE News Story Credit card cheques outlawed as part of govt crackdown
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Credit Cards & Interest even when paying off card every month
Hi Forum i'm sure this has been coverdd but i cant find it so please redirect me if it has been. i have a credit card, i use it and pay off every month to get my free Virgin Atlantic points. My problem is how do i pay it off fully every month? the problem is as such: I spend bits and bobs over a month totalling £100 my…
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Capital One - Void Transaction
Calling at a country pub on the way home for a "pie and a pint" we elected to pay by credit card, some £30. The machine accepted our pin but produced a "Transaction void" slip. This occured twice. We then paid by cash. On checking my account I find that despite being having 2 void receipts this ammount has been charge to…
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Does section 75 apply?
Back in February 2008 my wife paid £5000 + VAT using her Egg Blue credit card to MyHome as a deposit for a domestic cleaning franchise, with the understanding that this would be refunded if her present business was not sold. In September/October 2008 she contacted them saying she would like a refund as her business had not…
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credit card purchase insurance
Can anybody help? if a product was purchased by credit card 2 weeks ago and has been accidentally damaged would the credit card purchase insurance cover it or is that just for faulty goods?
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Halifax Credit Card 13 Month BT No Statement
I'm a little puzzled. I did a 13 month BT with Halifax back in April and set up a DD which was confirmed but I haven't received a statement since then nor have they taken funds by DD. Things have been mad at work so I've only just noticed. I'm curious, any one else experienced this? I couldn't add the account to my Halifax…
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first credit card - plz help
Hey Im 20 and i only have a debt card with alliance n leicester. i want to get another card; a credit card, for the purpose of buying online. I work part time as im a student so it won't be for anything too extravagant. so where do i start? i don't understand much of the mumbo jumbo people talk when going on about…
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help really stuck!
well my dads girlfriend booked me and two of my friends to go on hols on her credit card and my friend just told me she cant go. can she cancel or does she have to pay the full fee.?
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got my first credit card and its a reward card!
do you guys and gals think ive done well? i havent had a credit card before but was quite tempted by the play.com offer, so, thinking what the heck, i applied not really thinking id be accepted. they accepted me! so i this usual, unusual, rare? because i havent looked into it i dont really know what to think but im pleased…
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BT Rate Revoked
Hi all. I'm a long time lurker, 1st time poster so I'll make it a long one:D. I've been following a lot of advice on the site and things have been looking good as far as reducing debts go. I have a Halifax CC 0% BT for 13 months (about 3 months in). I stupidly forgot to pay last month and as a result received a letter…
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Extremeley worries now :(
After having searched the forums for months, I finally need some help, so i turn deperately to you guys. Well, what can I say, I have a feeling that I may have fallen victim to a modelling scam... About 3 weeks ago I went down to london to register with a company called lovin models. (Website: www .lovinmodels.co.uk)as…
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Privacy Guard & Barclaycard
Hi, Can anyone tell me if they have come across Barclaycard releasing their credit card details to a firm called Privacy Guard who then charge the credit card account with a monthly debit? There is some apparent pretext that the co. then watch your card account and advise you of any impending legal or illegalities?
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noob question pls help
hi all new to the site im after advice on a balance transfer my current credit card has an apr of just over 20% i am wanting to transfer the balance to a new card with 0% (i know this wont be forever but i should save some money) at the moment im paying off more than i am generally spending. what is the method i go about…
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Anyone had experience with debt collectors? - Received a letter..
Hi, I wonder if anyone on here has any experience with debt collectors. I received a letter today from a company named "pastduecredit.co.uk" which has requested me to phone them up "regarding an important matter" The number is an 0871 number, an no other information is given, except for opening times and a case number.…
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Credit card fraud- help
Got a phone call 10 days ago from the fraud department asking me if I have made 2 transactions which I didn't. One was to a council and the other was o2. None of the transactions were mine so they stopped the card. The trouble is that they allowed one of the transactions to go through for £800 but stopped the other in time…
