-
Pay off 0% transfer, or 1.64% first?
Hello, I have an MBNA card with an approx. balance of £6700.I've just opened a Santander card and requested a transfer of approx. £3500 from the MBNA card, leaving approx. £3200 on the MBNA card.From looking at my most recent MBNA statement, it appears that I'm being charged 1.64% interest per month on the outstanding…
-
Aqua calling?
I had a slip through the post yesterday from Aqua Credit Card, it was like one of those cheque refunds you get from companies which you have to open by folding the edges over and tearing along the perforations. So I opend it and there was a message written inside which reads: " Important notice - one of our representatives…
-
University fee - 0% purchase credit card?????
I want to pay my university fee by a credit card which has 0% purchase deal on it. I want to ask that is the university fee payment by credit card classed as a purchase for it to qualify for the 0% APR purchase deal. Any feedback would be apprciated.
-
Excellent credit rating but can't get credit?
Hi I've had my credit reports and I've an excellent crediting rating, however, I'm finding it difficult to get credit. I can't even transfer my credit card balances.....any ideas? Thanks:confused:
-
Can Air Miles expire?
Hi First off my apologies if this is wrong place for this post but I did look everywhere else and couldn't find anywhere obvious for it to go. We used to get Air Miles when using our Nat West credit card - this ceased a while ago and so no Air Miles have been credited to our account for a while. We have 10,880 air miles…
-
Wiping Credit Card Balances - Nectar Claims
Hi Everyone, I have spoken to a few companies about having my credit cards looked at to see if I can have them written off. Most of the companies I have spoken to want £295.00 and they want me to pay that upfront. I recieved a call last night from a company Called Nectar Claims and they said they can help me wipe off my…
-
Capital One card - fraud twice in three months
In April, someone used my credit card details and charged over £500 to Sports World through an online transaction. Capital One's fraud dept immediately cancelled the card, issued me a new one, and removed the transaction following their investigation. I missed a call from Capital One yesterday and had a text to phone them.…
-
Amazon credit card site down?
Been trying to log in to my Amazon credit card account but just keep getting error messages. I know Amazon are no longer connected to this card owned by Halifax, but not sure how to make online payments now. I
-
To switch or not to switch my credit card??
I currently have 2 credit cards, one is a Capital One card with a balance of £1979.71 on it, and the second one is a MBNA card with a balance of £2135.79. Therefore my total credit card debt amounts to a total of £4115.50. With my Capital One card I am currrently on a promotion of 0% APR on balance transfers and purchases…
-
How long does Barclaycard take to refund due to liquidation?
Hi, I am in a dispute with Barclaycard due to goods that were ordered with a supplier (replacement windows for my property) and the supplier went bust failing to deliver goods (the goods actually were never delivered to the supplier from the factory, a third party - the supplier cancelled the order with the factory - I…
-
credit card invitation
Hi Today I received an invitation/application letter for a Halifax Credit Card. I never normally get invited for such things as my credit rating in the past has been poor. However, over the past year I have been monitoring my credit file and improving things (like no missed payments and not applied for anything for 6…
-
New Bank Of Ireland Gold Card
Applied for last weekend, i have now heard i have just been accepted, apparently limit is 3k... does anone know if i can bt my: barclaycard £900 @ 0% + 6.9% life of balance & nationwide card? £250 @16% cap 1 platinum £200 @ 0% till aug also does anyone know if they do online payments?? with the agrement i signed, it was…
-
Post Office Credit Card Online Access
Got to say that the online manage your credit card for the Post Office card is one of the worst that I have used. It looks very basic and dated. Still it's the best or second best card to use outside of Europe so I will be using it in Oz this year.
-
Debenham store card charge for late payment
Hi, I don't use store cards but in May I bought an expensive dress for a wedding so got the store card as they were offering 20% off plus a £5 gift card so signed up. I received the statement but as we had recently moved forgot to pay it straight away. Luckily I noticed I hadn't paid it and it had to be paid by the 2nd of…
-
Can Lloyds TSB charge me?
Hi I have a credit card with Lloyds and for some reason it never comes up on my internet banking and when I ring the phone banking people it doesnt come up on their screens. It only comes up as existing on the credit card peoples computers, now ive been charged for not making my minimum payments. Can I refuse to pay on the…
-
Help with Halifax and Paypal please?
Hi I received my Halifax credit card statement today. There is a transaction showing 6th June marked as Paypal for £210. I do use this card to purchase things through ebay/Paypal and there are a few other Paypal transactions on the statement which are correct. However I have not bought anything for £210 and when I have…
-
£1 Pending Payment On Credit Card
A few weeks ago I got a Barclaycard Platinum Card purely for the purpose of making Balance Transfers to it . Today I made the first BT by telephone as there seems to be no way of doing it online despite the assurances of the person in the Call Centre that I could ( cos I can't see any way on the website and trust me I'd…
-
Are different types of credit treated differently?
I applied for a Vanquis card in February, I got a mortgage in April, I applied for a loan in June. Do credit companies look at applications as different types of applications or applications in general? The reason I ask this is because I am thinking about opening a new credit card and don't want to get declined due to too…
-
Idle Card Effect on Credit File
Hi there, Quick question - I have four cards, two with balances that are paid in full each month and two (although I've closed one of them today) that were 0% credit cards that have no balance on them. Question is I want to apply for a new 0% card as it comes in handy for emergency purchases if they arise. In order to get…
-
Amex Blue - Balance transfer?
Just so I'm prepared when I call. What deals (if any) have Amex given people recently. I want to BT about £1800 Thanks
