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Credit Card/Bank a/c how far do they check back?
I've wondered this before when you apply for a credit product, how far do they go back. On BT's website to get their services it's only 2 years. What about credit card companies? I did read once that A&L bank want 5 years of history! Reading the forums it seems like HSBC offer a good service and have plenty of branches. I…
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Pre Paid Currency Card
Does anyone know if you are covered when paying by pre-paid currency card such as Fiar FX just as when you pay for something by Credit Card when abroad.
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Can settlement figures on credit cards be reduced if paying off lump sum
Hello - I wonder if someone can advise me on the above please ? My partner and I have paid off a lot of debt over the last few years including credit cards and loans always paying the full amounts. A colleague has told me that if we have some cash we can negotiate with the credit card companies to see if we can pay a…
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Discount code for KAYS CATALOGUE
Iam already a Kays customer so new customer offers are no good to me.Iam intrested in purchasing a item from them but dont want to pay full price:Dhave any of you got any discount codes ie.(10% 20% off)very much appreciated thankyou.Kelly:T
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Identity Fraud/Barclaycard. Please help!!!
Hi All, I'm new to this site so if I've posted in the wrong place, sorry :o To cut a long story short my credit seems to be in tatters. Mercers debt collection agency keep calling, texting and even phoning me at work to discuss a debt on my Barclaycard. Barclays say they don't have a problem with my account and as it stand…
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RBS Platinum Credit Card Help
I have just been accepted for the RBS Platinum credit card as an existing RBS customer and I was just wondering about a few things regarding the 0% balance transfer fees and wondered if someone could help me. If I balance transferred £1000 from another card to the RBS one would I be charged interest on the balance transfer…
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Need a credit card
Hi guys, I did have another account on here but for some reason it wont let me post and I need some help pretty sharpish. A few years ago the exhaust fell off my car, I took it to Kwik Fit (error 1) and it cost me more than I had so I signed up for a Kwik Fit Credit Card (error 2) and paid it off on there, not long after I…
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Experian releasing personal information
Hello, I had a good look around and couldn't find anywhere suitable to post this for potential replies but as it's credit card related I suppose it could sneak in here. My current partner used to have an account with Lloyds TSB including a credit card. She ran up a certain amount of debt and tried to initiate a repayment…
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Egg card login problem
Hi there Can anyone with an egg credit card try to log into their online account for me. I try to enter my details and then press confirm and it comes up with a DNS error on both IE and Firefox. I hope it hasnt been hacked :eek:
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Play.com CC online application
Hey all, new to the forum but been reading everyso often, just thought I would take the plunge and register. I have experienced what could be a problem this morning, I applied for a Play.com credit card online this morning, completed steps 1 to 4, clicked submit after all the legal stuff and all that happened was it lead…
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Comparing cards
Hi I have already quite a few different Credit Cards, and I have not been using any of them of late. I should add that when I do use them, I pay off in full the balance but not always every month, what happens is I get a quarterly bonus from my employer and I use that to pay off credit cards, so when answering my question,…
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New credit card? Which one to go for?
Hey all, I have only ever had one credit card which i took out years ago and need some advice! I have just bought an item for £668 on my credit card, i would like to pay the balance off within 6 months and hoefully avoid any interest charges. Can someone advice me of any 0% transfer deals and how i go about doing this?…
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merchandise interest??
hi guys, I have a nationwide gold cc which i pay off in full every month. this month i notice a charge for merchandise interest of 2p!! I have no charges for late payments and pay the full balance every month. there is no point calling them up for this as the phone clal would cost more! does anyone have any ideas why i…
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Cancelled thred
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barclaycard credit limit
I have just been accepted online for a barclaycard 6.3% interest card as promoted on this site :beer: and wondered what experiences people have of getting the full amount you require to balance transfer. I would like to transfeer £5k and indicated this in the application but when I phoned to enquire I was told that I would…
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Help with Virgin CC
Hi, I am new to all of this but would like some help pls!! We have a virgin cc on the 0% balance transfer. Have been paying this off fine until this month I went to pay it online, but the payment was returned as I had not put the cc number in the banks online details. When I realised the next day I paid the cc from another…
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skycard payment break
maybe a daft question but go easy on a newbie. my partner took out a skycard about 2 years ago and tbh we havnt been checking our monies properly until recently, we have been paying £25 per month for this payment break which my partner says she was never aware of, were now looking at clearing the balance but i was…
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Credit cards for abroad
I wonder if anyone has any info as to which credit card is best to use abroad. I am going to the states in September for a month & have been told to take a credit card, even though I have enough funds on my debit card, as a credit card is cheaper & more secure, however I have never had a credit card before & feel slightly…
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Balances
Hi There, I need some help. I had a Barclay’s credit card with a £250 credit limit on it. I had a car accident and I was fully comprehensively insured which meant that I could receive a courtesy car. I went to collect the card and for ID and security purposes I had to use my credit card. I used it and they took a copy of…
