-
Credit Card Con
I appreciate I am Idiot! Some years ago I took advantage of a Barclaycard Offer for a lifetime transfer at a low rate of interest. Unfortunately I couldn't clear the balance to Zero, so had a balance at their standard rate. About a year ago they increased the rate on the standard rate from 17%to 26.5% without any…
-
Not my debt on Credit cards
Hello all. I have been the victim of a family member's financial problems, in that they took several credit cards out in my name. The credit card companies in question are aware that they were fraudently gained and the person in question has a debt management company who are paying them a reduced amount each month. The…
-
HSBC credit card
I wanted to apply for this credit card but wanted to know if they will accept me as Im a studnet. Not on their student accoont but their standard current account? Any 1 had experience with them as a student? Also when I log on to internet banking and click on the credit card application my details, some of them are filled…
-
forum
forum is playing up
-
Lloyds airmiles- when will I get miles?
Other half and I both signed up for a Lloyds airmiles duo credit card, under the 1500 free miles offer. We've both spent over £10 on our cards, and both have airmiles accounts. Lloyds customer service has been diabolical just trying to set up internet banking, and they keep fobbing me off to airmiles to ask when i'll get…
-
Cancelling Credit Card
Is cancelling a credit card which i no longer use a good idea? Will it impact my credit rating? Thanx ps the balance has been cleared
-
Previous add on CC Application
Hi, Are there any credit cards which you can apply online and can input abroad add as previous address? MS
-
Bank of Ireland Gold Card - Purchases Declined
If you have a BOI Gold Card, there are certain stores in the UK where it will be declined, this has no bearing on the amount of credit or your limit but because the retailers don't like the BOI charging structure. Contrary to popular belief, the card is great but you have to avoid certain retailers.... i'll update this…
-
Is it safe?
Hi, Need to top up phone have lost the card, Can't do it online orange site is playing up, Is it safe to give debit card details to operator? :beer:
-
HELP - Virgin Credit card lifetime balance percentage change
I took out a Virgin card a while ago with a low % lifetime of the balance on transfers. Yesterday I received a letter that they are changing this from the comfortable 4.9% to a whopping 34.5% effective in August. Is this legal, in my mind it is flying in the face of the original agreement? The letter contained a couple of…
-
Exract cash from a CC, not cash advance
Hi to all I am in need of £300 urgently. I only got a credit card that I can possibly make cash. I used my OD and have a loan with my bank. Basically, the only way left is to use my CC to make a purchase and resell that product again either to the owner or someone else. Does anyone know the best options to extract cash…
-
Credit rating after repayment of default
I'm after some advice where possible. A year and a half ago I had severe debt problems and I defaulted on a credit card and a loan. 3 months later I paid off the defaults in full with all other credit back in order. Is it possible to remove the defaults from my credit score or am I stuck with them? If there is no way of…
-
New spending card needed - declined by Tesco
My brother needs a credit card for some new purchases. He hasn't had a credit card before but has had a phone contract for a long time so we thought his credit file would be good enough for him to try applying for the Tesco 0% purchases card. However he was immediately declined online. He doesn't have any adverse credit…
-
internet shopping
i ordered some shoes on line and they were the wrong size. i sent them back using the enclosed returns form recorded delivery so i no they recieved them. they have not exchanged them, nor have they refunded me. i have emailed them on several occasions and rang them everyday for the last 2 weeks and there is no reply. what…
-
how long after things drop off?
Hi Guy's n Gal's A newbie here so please be kind! Only 2 months to go before adverse things drop off my credit files,how long b4 i should apply for a mainstream card?( currently sub prime with cap 1) but lots of green zero's. Also how is Tesco's/Virgin as got house and car insurance with Virgin and thought this might help.…
-
Getting a Credit Card - for work only..
Hello All, Im looking to get a credit card, for work purposes only - get hire cars etc & they will be paid off straight away direct to the card. I havent got one at the minute, its not going to be for anything other than this. I have all of my banking with Lloyds..they have a basic one. I have an ok credit rating but not…
-
Asda credit card
Does anyone have one or tried for one, i`ve looked on the forums but the info is very far and few between. i just got accepted for one but don't really have that much experience with them. No idea what the company is like either, it mentions about getting points towards vouchers for asda but dont even know if its worth it.…
-
Verified by Visa Queries
When you register for Verified by Visa does this cover only one credit card or any other cards you also have? Secondly if your card has been reissued after an attempted unauthorised use, it has a different number. Is new number also registered, or do you have to go through the registration process again? Lastly when going…
-
MBNA New purchases.
I have been offered 0% on all new purchases until April 2010 and no fee. The council I am with allow me to pay my council tax by credit card and am not usually charged a fee for doing this. Without going into my reasons for doing this do you think MBNA would consider this as a new purchase. Thanks, Rupert
-
Student need of a credit card !
Hello I'm an international student living in Uk for the past 19 months. I completed my studies and soon changing over to a work permit. I'm doing a part time job where I earn anything between £700 - £800 a month after tax) I have a credit card with Lloyds TSB with £400 credit limit. I'm using it for the past 12 months or…
