📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting a Credit Card - for work only..

Hello All,

Im looking to get a credit card, for work purposes only - get hire cars etc & they will be paid off straight away direct to the card.

I havent got one at the minute, its not going to be for anything other than this. I have all of my banking with Lloyds..they have a basic one.

I have an ok credit rating but not great.

Any ideas? im thinking it dont really matter as it will be paid instantly anyway..

Just might be good for rewards etc..

Thanks

x
2010 is my DO IT year! grow own bits,savvy shopping,organised!!Get a hobby!!! be fit!! be happy!!
Saving all change & paying off debts!!
constantly looking to save money!!! all help needed!!

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I would have thought that if you need a credit card for your work then your work should provide you with some sort of company corporate card for you.
  • lisyloo
    lisyloo Posts: 30,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi sunshine,

    If you are paying it off then get a card with the longest interest free period to allow maximum time to get your expenses.
    Or get a card with cashback or rewards like airmiles.

    Jones - No that's not always the case.
    My company used to give us a company Barclaycard, but they reckoned it cost 0.5 person to reconcile the statements with expense reports.
    So for cost cutting they dispensed with this and told everyone to get their own.
    There is a slight risk because if your employer goes bust you won't get paid expenses (I have had this actually happen to me but fortunately it was a small amount).
    Therefore I am quite risk averse and my employer provides me with an interest free "cash advance" which I have offset against my mortgage.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.