how long after things drop off?

almost_there

Hi Guy's n Gal's A newbie here so please be kind! Only 2 months to go before adverse things drop off my credit files,how long b4 i should apply for a mainstream card?( currently sub prime with cap 1) but lots of green zero's.

Also how is Tesco's/Virgin as got house and car insurance with Virgin and thought this might help. And how are the limits?


Thank's M.

never-in-doubt

almost_there wrote: »

Hi Guy's n Gal's A newbie here so please be kind! Only 2 months to go before adverse things drop off my credit files,how long b4 i should apply for a mainstream card?( currently sub prime with cap 1) but lots of green zero's.

Also how is Tesco's/Virgin as got house and car insurance with Virgin and thought this might help. And how are the limits?
Thank's M.

I'd wait til at least you have a good amount of green [0]'s - if your cap1 is old and has at least a years worth then go for tesco first of all then maybe try MBNA (Virgin)..... otherwise i'd wait a little bit cos too much too soon will look bad...

Your house insurance will have no impact - separate divisions.