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merchandise interest??

naz101
naz101 Posts: 552 Forumite
hi guys,

I have a nationwide gold cc which i pay off in full every month. this month i notice a charge for merchandise interest of 2p!!
I have no charges for late payments and pay the full balance every month.
there is no point calling them up for this as the phone clal would cost more!

does anyone have any ideas why i would have this charge?
and also what is it for?

thanks

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The most likely reason is that one of your transactions has been tagged a 'cash transaction'. Maybe gambling, foreign currency purchase, etc?

    Less likely is an error on their systems.
  • naz101
    naz101 Posts: 552 Forumite
    nup nothing like that. only things purchaced in the last statement was a £3.20 purchase from a supermarket as i forgot my switch and cash(doh!!)

    this time uk flights and insurance.

    it is strange
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    get a geographical number off https://www.saynoto0870.com then you can call from your mobile with inclusive minutes. i believ there's also an 0800 number on there too. Or call their credit card sales team on 0800 and ask to be put through
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

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