-
Capital One Sub-Prime...Replacement is Platinum
Good Evening All, I have had a sub-prime Cap One card for a number of years with a limit of £200.00. This has never increased despite a good payment record (bad credit elsewhere though). I asked for a replacement card as mine had started to split from being in my wallet and back pocket all the time. They kindly sent me…
-
CRA search error!!!!
Hi All, I recently applied for an American Express card online. I have just checked my credit report on Experian and have seen the search American Express did which was expected. However, looking at the details of the search, I noticed the length of time at my present address is incorrect. Now, I am fairly confident I put…
-
Wolves VISA Prepaid Card
I'm looking for a VISA prepaid card and came across this one http://www.wolvesprepaid.co.uk It looks like Cornèr Banca SA are behind the Card - does anyone know about this Bank? and how safe the money would be?
-
Refund
If I have paid money for a show that doesn't go ahead and am not given a refund by the company - is my credit card liable (if I purchased the ticket through them)?
-
Natwest Classic
Anyone know what the acceptance rate / criteria is like for the natwest classic credit card?
-
Minimum Transaction Amount to use Cards - A thing of the Past?
Are the days of "no card payments for transactions under £5.00" over? I notice a lot of places I use my card don't have them any more. Are there any major outlets that still do? Also is it legal for them to do this in the UK? I believe in the US it's against the Visa/Mastercard contract for a merchant to do this, but is is…
-
BONPRIX Credit Card!!!!!!
On the catalogue thread I posted about this company Bonprix which is a catalogue, part of the Otto Group - Freeman's grattan. Anyway, I thought I'd buy some things and ask them to open a personal account. Went through the questions, I then clicked the APPLY button, it came back and said ''sorry but there was a technical…
-
Credit Card Shuffling/BT Deals
I have 4 credit cards, Sainsburys, Egg, Barclaycard and Virgin with debt totalling 8k. My balance transfer deals on all cards are coming to an end this month and so I have called all Virgin and Barclaycard (I have remaining funds left with these providers) and asked what Balance Transfer deals they can offer and have been…
-
Remortgage advice (cancel current and finding new lender)
Im really after some advice if possible. Like many, we are facing the same dilemma with increased housing costs, lowered incomes and generally finding bills hard to pay. On top of that, we have been paying for our marriage and are due to get married in just 6 weeks time!. The long and short of it is we are struggling to…
-
A result from M&S More
Called them up yesterday to cancel my card. Just had a phone call off them offering me 3.9% for 6 months with a 2% fee. I said it was no good to me as the only balance I wanted to transfer was an HSBC card but she was only too happy to let me transfer that over. Thank you nice lady at M&S. :beer:
-
Mortgage / Credit Cards
Hi I was hoping for a bit of advice from experts. I have had three credit cards for a few years now and all are up to the limit, overall about £23k. During a recent re-location with work, I have now sold the house and am looking for a new one, but have money in the bank for a deposit. The problem is, with this level of…
-
Credit Card balances
Hi I was hoping for a bit of advice from experts. I have had three credit cards for a few years now and all are up to the limit, overall about £23k. During a recent re-location with work, I have now sold the house and am looking for a new one, but have money in the bank for a deposit. The problem is, with this level of…
-
Credit card bills wasting paper.
Have the CC companies never heard of saving the planet? Why is it all bills now come with at least 2 if not 3 pages of pretty useless information. They could easily stick all the stuff on one page. The worst is Barclaycard which has a page printed with all their T & Cs on the back like the other 2 pages and all it has on…
-
Halifax steep intrest rise!!
me and my partner both have a card, mine was 14.9 .....now from august 19.9 partners was 16.9 now 24.9???? the thing is they only upped the limit last month to make you spend then up the apr!! what a joke!
-
Do not use paypal with your credit card! Invalidates insurance
I just tried to have a payment refunded on my credit card as Valley Optics had sent me faulty cheap reading glasses and would not offer me a refund even though I had returned the goods. They just sent them straight back with a rude letter. I had claimed through Paypal and they said they only make judgments on whether an…
-
Raised interest rate
sainsburys have informed me that they are changing the interest rate on my CC to over 20% APR from what it is at the moment which is 14% and if I don't like it I can give up using the card and pay it off at current APR. I suppose they don't think I am a very good customer because I have been running the card at just under…
-
Connaught collections some advice....
Hi all, Some time ago i had a Cc which i defaulted in it was sold on a few times and 1st credit it had it CCA'ed em and they finally came up with a CCA (application form) which ok it sorta fitted the criteria. they then sold it onto Connaught collections so i CCA'ed em too and they have finally (late) come up with the same…
-
Credit searches
Hi there, I wanted to know what an unrecorderd credit search is? In addition to a Insurance quotation on a credit file? These searches are from a insurance quote Do either of these have an affect if I was to apply for credit products?
-
Who is right? St Martin or Barclaycard?
Hi. In the News of the World ( I think) on Sunday, Martin had done a piece stating that a credit card company is liable for the whole deposit on something even if you only pay 10p on a c/c. I.e, if you buy a £3000 tv (as if!!) and pay just 10p on your c/c, then the company goes bust before delivery, the card company is…
-
Post Office card help!!
Hi all, Had money problems back in 2000, but have basically been debt free for 7+ years. Ran with a basic Nationwide flex account, which they wouldn't upgrade, but it did the job. Last year, took the bull by the horns and approached Nat West, who offered a full account, with cheque book, debit card and overdraft!!!…
