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Shell Mastercard from Citi Credit Limits
Just seen another post on here that reminded me - what has everybody been given as a credit limit on this card? I got £500, and so did three of my friends who applied, and we all have excellent credit histories! Is everybody being given a rubbish limit, or has anybody been lucky and got a decent limit on this card? It…
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Halifax Card new charges
I heard a rumour yesterday from a friend about a new charge on a halifax credit card.If you dont use your card for 6 months a £12 fee will be charged to your account .Was he imagining this or has it been in the news?
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How to pay Citi ??
Help me out here! How on earth do I pay a sum onto my Citi card, before the date of the statement? There appears to be no option in their on-line banking facility to do this from my debit card?! Reason is, I usually spend 1000-1500 per month on my card, which then gets paid in full after the statement arrives. My usual…
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Credit Card Fraud
Hi All, I/my bank was a victim of credit card fraud earlier this year. Everything got sorted really quickly and all fraudulent activity credited. I got a credit check done through Experian a couple of months after to make sure that there were no unauthorised checks processed and everything appeared ok. Is there anything…
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Halifax
Hi I just had a letter from Halifax to say my Halifax one visa card was being replaced with a master card any one else?
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Bank of England Cuts and Egg credit cards
on the same day that it was announced interest rates were being cut (6th Dec), Egg sent me an email to advise me that my credit card APR was being put up by 2 percent to 19.9%. Can they do this? :confused:
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working out repayments
Hi, If I have two cards with £1000 on each at 4.9% till paid off what would my repayments be each month I can't quite work it out. I have reasons for doing it this way. Any help appreciated. Jen :beer:
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How do you get those 12 monh deals....
....if you already own the card? I've just seen thenew Halifax credit card add where they're offering 0% on purchases for 15 months. I already have the card so they won't give that promotion to me. How ow could I get it? I'm guessing that you have to cancel the card and not reregister for a year (by which time there would…
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Balance Transfer
I have a BT from Virgin Atlantic being processed to my bank current account at present ( should be in on Thursday this week ). Am I right in saying once this transaction has been completed I could 'channel ' other BT's through my Virgin Atlantic card into my current account ? Thanks :j .
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Ulster Bank got % period end wrong
Just a little warning to Ulster Bank customers: check your statements carefully. I received my statement this morning, expecting it to be zero. (I have already written to close my account). I was surprised to find that I had been charged a small amount of interest. For a fleeting moment I considered paying it but then…
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Capital One - 0% on BT's + Purchases until Jan 2009
Application details on the stoozing site: http://www.stoozing.com/cgi-bin/forum/YaBB.pl?num=1196523509
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New terms and conditions!
Capital One have just sent me new terms and conditions which are valid from the 14th January 2008. I can opt out of them! Does anyone know what the changes are and and how they affect me/us?
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Outrageous Abbey!
On checking my latest statement I found that Abbey had charged me £3 to transfer £17.79 that I was in credit by back to my currentaccount. I've just phoned and was told that this is standard procedure and that the fee is refunded when the customer queries it and not otherwise.
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PPI not asked for but was added
My Capital one card was set up about three or four years ago. When I signed the application form I ticked the box asking to not have PPI on this credit card. Last November they started charging me for PPI and I have never signed a document to ask for this. Is this legal for them to do this and is it possible to reclaim all…
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Nice offer from Ulster Bank
I took one of these out in April for the 6 months at 0%. The rate reverted to 19.9% but then I received a letter saying I could get a further 6 months at 9.9% if I called a free number. Huzzah! :j
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balance transfer
Hi is it cheaper to BT at 6.9% for life with a 3% ( at retail interest15.9) charge then taking a personal loan(6.8%) without PPI?
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Re-applying for credit cards
I recently defaulted on my credit cards through work and personal reasons. I managed to get a loan with Welcome Finance and managed to almost pay off all my arrears. However, I would still like to have one credit card but I am unsure whether applying so soon after paying them off would do more bad than good. I lived abroad…
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Airtickets
I purchased some airtickets with my credit card back in July 2007 for a flight to be taken in September 2007. Due to bad health I had to postpone the flight until May 2008. I used to my Visa card to pay for the tickets. The tickets cost £1550 pounds approx. Today I have read about the airline in question having suspended…
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Egg anniversary offer...
Afternoon all! I opened my account in April 2004 and have just been told via email I may not "be offered this promotion" next year. Is this common practice as I assumed it was for every anniversary? I am looking to transfer a large balance so should I haggle for a LOB deal or similar? Many thanks in advance,
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Lloyds TSB platinum help needed.
I have just been offered a 0% BT on my LTSB Platinum card(card held for 27 years)for 12 months with the £100 spend required in the first 3 months. As I already had a balance of £1400 prior to the transfer which I intend to clear in full this month can I spend the £100 immediately and include an extra £100 plus BT fee on my…
