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Balance Transfer from Overdraft
Hello there, I was just wondering if it is possible to do a balance transfer to a credit card from a current account overdraft? Any info would be much appreciated... i've had a look but can't seem to find the answer, so apologies if it is written somewhere else! Thanks.
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I've lost one joint-name credit card - but need the other?
I've just relaised I have lost my wallet last night on a motorway service station, which had my switch card and a credit card in it. The missus still has her credit card, which we had planned to use tomorrow for a shopping trip, but if I report mine as lost will it cancel her card as well? The number on the card is the…
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how to cancel a MS card
The brief scenario is that my OH took out a Morgan Stanley credit card about two years ago with me as a second card holder. Used the card once, didn't like the terms and conditions and wrote and cancelled it a few months later. All was fine for a year or so then we got details of change of conditions so he wrote and…
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Annoying-advice please!!
I've just been offered a cracking balance transfer deal on my two existing cards. Was planning to get the money paid into another card (with no current debt on it) and then get the resulting credit from that and put it in a high interest account (in other words, be a tart!) Problem-I've been told by the card I would be…
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Refused a Credit Card or Had Your Limit Reduced, READ THIS.
Hi Everyone The Dispatches Programme, C4 Monday 10/12/07 at 9PM, is going to be looking at the level of personal debt in this country and why it can no longer be sustained. The trailer for it makes is sound as though it will answer a lot of the Questions we have about what has been happening to our credit cards. Whether it…
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Do I need a credit card?
Hi Just in process of BT my balance over to egg - money in place to pay it off within 6 months. Will leave me with original card - £500 limit and new egg card, once cleared £750 limit. My plan at the moment is never to use egg card - only got it to do a BT. So thinking of chopping it up. Leaves me with original card - do I…
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Too many security questions
I thought I had bought a camera from Pixmania, until they refused to send the item to me until I provided both a copy of my passport and current utility bill ! They had already taken the money from my credit card, so now I have to get it back as I cancelled the order immediately. It's easier to open an ISA account ! Anyway…
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Problems login into my Abbey cc account
I have received everything to login for the first time. I have arrived to register and go onto my online homepage. Then I have changed the internet ID and password. Since then I cannot reached my homepage, I have tried all kind of combinations including the old internet ID as the change (which was stated as successful)…
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Mis sold credit card protection for unemployment
Im posting on behalf of my mom as she is full time carer for my brother she is basically a single house wife and my brother is at the age where he goes to school she has a Halifax credit card and recently went through the process of reclaiming a mis sold policy to do with unemployment. she has not been employed for the…
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Will i be refused a Credit card?
I've recently been thinking about getting a phone contract, however i dont have any credit history i dont think, i have a student loan, other than that no debts, im on the electoral register where i live but becuase i dont have much credit history im worried ill be refused a phone contract, i was told it would be a good…
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Barclays Platinum Connect Visa Debit Card
I used this card for many years - know a local shop has informed me if I use it to pay for goods they will now charge me 30 pence for using the card- when I questioned this they said Barclays charged them a fee. Is this correct
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Whats tghe best way to get addd as a Second card holder with Cap 1?
:hello: everyone My husband applied and has been accepted for the Cap 1 (Cashback card) and wants me to have a card too. How do I this? Do I need to send a letter with my details in his acceptance letter which he received today? :confused: many thanks in advance Fiona
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barclay card life of balance questions
I have a barclay visa card and barclay mastercard and i need to shift some credit from another card i have which the 0% ends soon to my barclaycard. I am currently being offered 6.9% for life of balance with barclay,not sure if it ends soon or a ongoing thing all the time,but dont want to leave it too late. I have no other…
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Should I transfer?
Hi, Need some advise really. I have an MBNA card where I owe £6000, am not making any progress at all in paying this off, I pay roughly £200 a month off on it but this just seems to pay off the interest and the stupid payment protection that I took out. Last month was an example where I was charged £121 interest and then…
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Citi AAdvantage Annual Fee
I've had my Citibank AAdvantage gold credit card for a year now, so my next statement will include the £25 annual fee. Has anybody been in successful in getting this fee waived, a credit applied to the account, bonus AAdvantage miles, etc? I am not keen on paying to have a credit card, so I think if I can't find a way to…
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How Can My Credit Card Company Help?? Please Help Me!!
Hi This is my first post so please excuse any mistakes. I have just stayed in a hotel in Dubai where i was treated horribly!!! I had to pay the bill as they had our passports and refused to give them back untill i signed. Is there anything i can do now maybe through my credit card company which is Barclaycard which is how…
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Business charge/credit cards
Does anyone know if a business charge card issued to a registered business but with the card holders name on it effect that persons credit report in anyway good or bad? I.E. will the card help if used correctly to improve that persons credit score?
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Double up balance transfer
I was wondering if anyone who can help me. I recently did a balance transfer from my Virgin AMEX card to my HSCB mastercard of 2500. At first the transfer didn't go through so i chased them. The transfer then went through twice. In short my Virgin card was credited with 5000 in total (2500 in two separte transactions) but…
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Warning: credit card companies reducing interest free period
From the news, 3 credit card companies are reducing their interest free period! Natwest, RBS and Mint. it said DD customers will get their statements 10 days later than at the moment, meaning they will only have 15 days to pay the bill.
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No credit bad credit?
Its that time of year again and iv found my pockets are not as deep as it thought :[ I applied for a credit card today as advised by my bank Ulster Bank. But it was declined i was wondering what effect this will have on my credit rating and if it is possible to apply for a credit card without having credit? i dnt have any…
