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Credit card lost and withdrawn, what now?
Hi, I recently lost my credit card (MBNA Virgin), by leaving it in the little tray that they scan your belongings in as you pass through customs at the airport. Fortunately, a good soul handed it in and nothing was spent on it. I applied to Virgin to get a replacement sent out, and they agreed, and all was fine. Until that…
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Pay off credit cards or put money in savings?
I bet you are already thinking 'pay off the credit cards' as I am currently doing, but here is my current situation. Total debt is less than £10,000 as follows - Barclaycard £1700 @ 2.9% lifetime of balance transfer min pay £35 (£50) M&S £4800 @ 4.9% lifetime of balance transfer min pay £120 (£270) IF £2300 @ 4.9% lifetime…
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Sony credit card
Hi does anyone know the telephone number to ring for the purpose of redeeming the pulse points. I think it is 0870..... etc. With thanks,
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Balance transfer from Ulster Bank
I recently read the article about balance transferring and wanted to do this. I order a Barcleycard Platinum with 0% for 14 months with a 2.5% transfer fee. Whenever I rang up they said they can't do balance transfers with Ulster Bank (something to do with their BACS) Has anyone done a balance transfer from Ulster Bank, if…
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US Prepaid Card for online shopping
Does anyone have a prepaid "credit" card that you can use for shopping online in the states? Was thinking of getting one as so many places won't take cards without a US address. Found this one that seems cheaper than some other striclty US based ones (this one seems to be from Israel). Wondered if this would be as widely…
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Can I pay off my lloyds TSB overdraft with a Halifax 0% purchase and balance transfer
HELP!!! Could anyone please tell me if I can pay off my Lloyds TSB current account overdraft, with a Halifax 0% purchase and balance transfer credit card? Kind Regards, Leady2002
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mbna new terms and conditions
hi folks just got new terms and conditions from mbna this morning,and was wondering if anyione could help my understand them not too good at this sort of thing. the first one being the interest rate is going up to 18.9% i understand that the second one is the change to the minimum payment it states that its changing to…
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Barclaycard Online Payment Problems
Is anybody else having problems using the on-line payment method with Barclaycard ? According to the 'very helpful' :mad: call centre they are currently unable to process on-line payments. They claim to be having technical issues (and must have been having them for nearly a week as I've tried to make the payment 8 times…
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£3 Charge by Natwest Visa for Yourpoints
Having heard about this crazy charge of £3 per month if you do not spend more than £1000 a month on BBC Money box I called NatWest Visa. They checked their records and I have been told that I am not on the list of people who will be charged. Why I am not being charged maybe due to my annual spend (but not over £1000 every…
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credit card help please
Hello, I currently have 3 CC cap1: £500 credit limit egg: £930 limit Lloyds: £1000 limit All have a zero balance however being an idiot in the past i had arrears,late payments etc. so my credit limit is about as credible as the McCanns running a nursery. I am wondering what to do now i shouldn't need credit for 3 years so…
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Marbles Card - late payment fees
Hi there, hope someone can help me! I am on a 0% offer with Marbles and just been going through all my statements: yeah I know, I should ALWAYS look through them but I forget the importance of it at times. Basically, here is the story: 1. I opened up the card - hurray. 2. I try to set up a direct debit over the phone, for…
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Can you claim back payment break plans/protection?
Yet another question.... I have had a monument card for a couple of years now and have been paying, probably about £12 per month for a payment break plan, which means I pay about 70p in every pound of my balance, which will basically cover me incase I go out of employment, are sick etc. I cancelled this a few months ago as…
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DISPATCHES - Christmas credit crisis! (credit card charges etc)
Any1 else watching this? Alot about how stores are misselling store cards etc. One thing that worries me is the credit card charges (£20) they talked about when you don't use your credit card for 6 months, or don't spend £500 in 6 months. How do I find out if mine have these charges? I don't have the paperwork. Between me…
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credit card/Store card closure
Hi, I would like to find out if I was to close any store cards/credit cards, and later on try to open an account which is by the same company/provider e.g Ge capital,are they more likely to refuse me credit? Or affect my credit score if I do close? Thanking you ahead for any answers received, Lisa
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Dispatches Now Channel 4
If you are interested, turn onto Channel 4 now, it's all about overspending on credit cards. xxx
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Should I cancel cards after paying them off?
I'm self-employed, and due to the nature of project work, it can often be many months between receiving income. In an ideal world, I'd have plenty of money in savings accounts to see me through these periods, but in reality I've had to use credit-cards as short-term loans. I've managed this very carefully, using 0%…
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annual income criteria..qualifying
Hi, i wanted to find out how do the credit card compaies know if im earning enough for their credit card or not for example American express requires people to earn £20k for their card how do they find out i earn just below 20k will they decline me ? any help will be appreciated Regards Joshua
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HSBC Purchase card payment
Anyone help as I can't get too much joy from the CS centre. Using on-line banking can you view when a statement is due and the date the payment is due. Is it necessary if you want to pay from your HSBC current account to use the "make a payment" facility and enter all the details, as if it was any other CC from another…
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When should I apply for a new balance transfer?
Hey everybody, I'm a newbie so bear with me! I got 2 new 0% bt credit cards in September (RBS and Natwest) which didn't have the credit limit I was hoping for and I have another 0% deal due to end next February. Will those credit cards affect my new application and when should I apply for another 0% balance transfer for…
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Store Card Discussion
This thread is specifically to discuss the Store Cards article. To reply, discuss the article or report any more introduction offers click reply
