Balance transfer from Ulster Bank

joeyjoejnr

I recently read the article about balance transferring and wanted to do this. I order a Barcleycard Platinum with 0% for 14 months with a 2.5% transfer fee. Whenever I rang up they said they can't do balance transfers with Ulster Bank (something to do with their BACS) Has anyone done a balance transfer from Ulster Bank, if so - what card did they get.

I don't want to end up with a load of credit cards i don't use. What should i do with the Barcleycard i received? Just cut it up or ring and cancel?

Moggles_2

Sounds as though you were given duff information. This happens to us all from time to time.

You may need to stress that Ulster Bank cards are issued by the Royal Bank of Scotland, not Ulster Bank Limited.

It's best to phone during normal business hours, when you're more likely to be put through to someone who knows

Btw, I transferred a balance from Ulster Bank to a new Yorkshire Bank card around February this year without difficulty.

joeyjoejnr

it was the people at Barcleycard that told me i couldn't do the transfer, Ulster Bank. I haven't contacted Ulster Bank about it. Should I try ringing Barcleycard again?

Moggles_2

Yes and remember to stress that Ulster Bank cards are issued by the Royal Bank of Scotland, not Ulster Bank Limited

joeyjoejnr

i called up again and again they said they couldn't do it.

i called up to cancel my card and they doen it for me in some weird way. I think they deposited money from my credit card and into my bank account so i can pay my credit card off. amazing what lengths they will go to when they hear you're leaving them!