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New terms and conditions!

Monkfish65
Monkfish65 Posts: 5 Forumite
in Credit cards
Capital One have just sent me new terms and conditions which are valid from the 14th January 2008. I can opt out of them!
Does anyone know what the changes are and and how they affect me/us?

Comments

  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    have they not sent a list of changes with the notification ?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Monkfish65
    Monkfish65 Posts: 5 Forumite
    Yes they have but I don't know what is differant!
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Monkfish65 wrote: »
    Yes they have but I don't know what is differant!
    I don't have a Capital One card but most of the notices of variation I receive are in the same format, ie a summary at the front and then the actual wording changes...usually prefixed/suffixed by the old conditions. Some are even tabulated with a summary in the left column, new wording in the centre column, and old wording in the right column.

    If, however, yours is a 'complete re-write', then the only thing you can do is lay them out side by side with your old T&C's and check them line by line.
  • Mozette
    Mozette Posts: 2,247 Forumite
    Just a wild guess, but I'd bet it'll be to Cap One's advantage!:rotfl:
  • Monkfish65
    Monkfish65 Posts: 5 Forumite
    Mozette wrote: »
    Just a wild guess, but I'd bet it'll be to Cap One's advantage!:rotfl:

    That is my fear!!!
This discussion has been closed.
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