-
How do I cancel my credit card?
Hi, couple of questions for you lovely people. 1 I've been lucky enough to pay off my credit card this month. I want to now cancel the card. I can't find any information on the HSBC website about cancelling cards. How do I do it? Do I ring them up or write to them? Sorry if its a daft question but I've never cancelled a…
-
Overdraft transfer?
Moved to another link :)
-
Ticket Machine Scam - Beware.
From Aylesbury to Ipswich false fronts and skimming devices compltete with PIN hole cameras, continue to be fitted to ATMs (Cash Machines). PIN pads continue to be rigged in petrol stations and quite possibly shops. Beware, TICKET MACHINES are the latest target: (Press Association). Credit Card Fraud Investigation Unit had…
-
Capital One - are other people being refused card?
As the title suggests, I've just been turned down for the 4% cashback card. I was a bit surprised. I've got a perfect record. on the electoral register, homeowner, salaried etc etc. Perfect candidate I thought ! The rejection letter said I'd failed their credit scoring which was unique to them - anyone know how their…
-
American Express Cashback card - credit limit and timescales?
Hi all Has anyone applied for the above? If so: - have you been given the credit limit you were hoping for? - how long did it take from application to actually receiving the card? TIA Suze
-
Fee Free Days
What CC's have these. How do you find out when they occur. Are they designed to attract new applicants to BT on application or for existing holders who have yet to use their BT.
-
Sony Credit Card plus 0%
I have just opened a Sony cc for the pulse points (free MP3 player). I have just been phoned by them offering to transfer up to my credit limit £8k straight into any bank account with a 3% balance transfer fee. This means I can effectively earn 3.5% plus for a year for doing nothing. Any comments - does it work?
-
Barclay's One Pulse card No £25
I received the Barclay's One Pulse card today but there is nothing in the lierature about Martin's tip of a free £25 spend after the first purchase. Have I misunderstood something here. I gave my daughter The Times vouchers for PizzaExpress. The four of them went for a meal last Sunday. Guess what, they had no pasta and…
-
Capital One fee-free Con?
I applied as per Martin's recommendation for a Capital One 0% fee-free "Balance Transfer Card". Credit rating "excellent". Application was declined but "you have been pre-approved for an alternative Capital One credit card". Surprise surprise the alternative has a 3% fee. Strenuous denials by the Capital One applications…
-
credit limit increase, transfer or open new account ?
signed up to egg recently: recieved £500 starting limit, spent £490 payment one paid minimum payment, plus extra payment, taking it to £441 payment two transferred payment of £50 awaiting for it to show on egg account. plus will make minimum payment at end of month problem: 1 need limit increasing from £500 to £800 due to…
-
credit card companies being overly protective
im with egg and i have noticed over the past few months all of my internet transactions over £100 have to be verified. This is the biggest,daftest pain in the rear ever. I purchase something, payment goes through but is later declined and i get a call from the company, (most recently john lewis) asking me if id like to try…
-
BuynFly (Morgan Stanley) dropped credit limit to nil...what now?
Hi all. My hubby has been stoozing a sum on the Morgan Stanley BuynFly card. Today he got a letter (from "Goldfish" as they now call themselves) saying "after careful consideration, we have with immediate effect reduced your credit limit from £0.00 to £6,800". Firstly, we assume that this is a typo, and they mean from…
-
Lloyds Advance Credit Card
I have just discovered that my Lloyds Advance card went up in September by 3%!!!!! It was 11.9% previously. Lloyds are still advertising the card on their website at 11.9%. Has this happened to anyone else?
-
A full refund not given...
Hi, I'm after a bit of advice for the following problem... I recently made an online purchase for a MP3 player, this order was never delivered (it's been a month since the order took place) to me and after numerous complaints about this I was told that it was likely that the item was lost in the post. It was decided that…
-
Nationwide won't change address as no CCA
No debt problems here, just a question. We moved a few weeks back, and wrote Nationwide a letter changing address. They called us and said that they had no record of our signature, and they'd send us out a new credit agreement. Which never arrived. Today they called us to say they couldn't do that and we'd have to go into…
-
Yet another sharp practice by credit card company
I have just stumbled across a great scam by a cc company. Having had a few problems I can only pay minimum at the moment but pay on time every month and do not use the card. On their on-line payment service which I always use they pre-fill the minimum payment box and this is what I use to pay. However I now realise - and…
-
balance transfers
in martin's book he writes that when you do a blance transfer you can save the money you don't spend how do you do that?:confused:
-
Need Help! Virgin MBNA card
Hi Guys, I have recently cleared my Virgin MBNA card before it's 0% BT deal ended. I have made it certain that my balance was zero before I cancelled my DD from my current account and good eneough days before my DD is due. Today I have checked my Virgin account and found out that I was charged for £12 for unpaid and…
-
How can I transfer a balance from a catalogue?
I have just tried to transfer the balance from my La Redoute mail order catalogue onto my Halifax One credit card but was told I am unable to do it because the account number is not a 16 digit number (!!!) Does anyone know if there is a way to transfer the balance from a mail order catalogue? I owe just over £200 on the…
-
Barclaycard? £25?
:confused: Hi I received my onepulse card today, i signed up it for because of the great £25 offer. there is no mention on the paper work of getting the £25 when spending on it for the first time. Also when i activated it the adviser tried to sell me insurance against theft, fruad etc but I thought that i would'nt need…
