-
Credit Card Or Loan?
Hi, I am getting married next year, and to pay for this we are having to borrow around 10 grand. Does anyone have any ideas about which is the cheapest way to borrow money, I.E a 15 month interest free credit card, or a personel loan? Any thoughts would be appreciated! Cheers Russell
-
HSBC Credit Card Charges
Is it standard practise for a bank to charge for protecting your card from theft these days. I have always been aware of protection of payment charges but I noticed on a hsbc 0% purchase card they are separately charging for theft or misuse of the card. Am I wrong in thinking this used to be part and parcel of the card…
-
Does anyone know any credit cards
that offer 0% on BTs, purchases and money transfers?
-
Egg, Virgin, Postoffice
Has any body managed to get any of these card with normal credit history. All i want to know about their criteria on behalf of credit history or credit score. Please answer my question as i am looking forward to apply one on these card. Thanks.
-
GE Money Credit Card
A reminder the card can no longer be used as from today 14/11/07 (this is the card that had 3% cash back for Fuel and supermarket purchases)
-
Balance Transfer from Bank Of Ireland to Barclaycard
All, Does anybody know why Barclaycard cannot balance transfer from Bank Of Ireland? I am trying to arrange this and they are just syaing that it can't be done! Does anybody have any alternative ways of doing this transfer or advice?
-
Halifax 0% on Purchases for 15 months Ended ?
Hi all, has Halifax's Credit card where you dont pay interest for 15 months on purchases ended ? I've been frantically looking for the link that takes you to the page where you can apply online but I cant seem to find it anymore.
-
Credit Card for Spending Discussion Area
This thread is specifically to discuss the 0% Credit Cards for Spending To discuss or ask a question about this article: click reply If you haven’t already, join the forum to reply. If you aren’t sure how it all works, watch our New to Forum? Intro Guide.
-
"Minimum Finance Charge" on empty Egg Card?
I have had £0 on my Egg Card since the middle of October. On checking my Egg accounts through the Egg Money Manager I noticed that I have 50p debit on my Egg Card. On closer inspection it's listed as a "Minimum Finance Charge". My question is: Do they charge this every month even when there is no debt on the card? If so…
-
What Current Account, Savings Account and Credit Cards!!!
Hi all, new to this forum, a friend recommended the site and have found it really helpful. Afetr reading some of the guides i decided i needed to re organise my finances. At present all i have is a current account with HSBC and an Instant Savings Account with HSBC. What i am looking to set up is shown below: x1 Current…
-
Getting money out of an Egg
I opened a new Egg account last week, with the aim of using it towards my stooze fund. I note most people say to use egg as a mule, to shift positive balances (BT's from another card) to your current/savings account. As egg have generously given me a £11500 limit, it seems a waste to not be able to use this; especially as…
-
best option for me please? overdrawn
Hi, ive heard quite a few of martin's speaches on the radio and tv saying that its best to shift all the money you have overdrawn onto a credit card, as long as you dont use it. Im currently £900 overdrawn with natwest and £200 overdrawn with the bank of scotland. If i wanted to clear them over drafts and put them on a…
-
£11k @ 0% APR until August 2008, but....
Hi, I just got offered 95% of my £11,700 MBNA card limit (which is £11,120) at 0% APR to pay cash into my current account until August 2008 statement, but there was a £330 (I think) transfer fee. Did I do right here ? Too late now I know but what the heck !
-
Capitol 1 Balance Transfers
i have a Capitol 1 credit card which i took out in Nov 06 and transferred £2K from another card - this is due for repayment in Jan 08. Can I re-pay this amount and then transfer another credit card to it or is it better to apply for another card with a longer peiod and transfer the balance to that? Thanks W.
-
Barclaycard Trouble
Can someone please tell me if it is a breech of confidentiality for barclaycard to phone my employer stating who they are and asking them to tell me to get in touch, and this was just a late payment by a week.
-
M and S &More Card Query
My wife has the &More credit card and she wants to set up a Direct Debit to pay off the card every month and says she can't see anything on their site about it. Has anyone else set this up with M and S and if so, how do you do it? Thank you.
-
Natwest Credit Card disappears from Online Banking & Experian!!
I was checking my Natwest Online Banking, and I noticed that my Credit Card disappeared from the accounts overview. Yesterday, when I reordered my Creditexpert Report (as it is still within the 30 day trial), I did notice that the Natwest Credit Card no longer shows up. I thought it must be just an error, so I ignored it.…
-
best balance transfer card for £5000 salary
hi, friend earns only £5000 a year. what is the best balance transfer rate on this wage? looking at transfering about £2000! thanks jamie :confused: :beer:
-
Refused for 2 credit cards, advice needed please
After reading about cashback cards on this site, I applied for the Capital One and American Express cashback cards. Unfortunately I was rejected for both. I got a copy of my credit report from Experian a few months ago and it was fine as far as I could see, and nothing has changed since then, so I don't really know why I…
-
Barclaycard - they've gone nuts!!
I just have to share this with someone... Barclaycard wrote to me to inform me that they have reduced my credit limit by over 90% because of their ongoing committment to debt prevention during an account review. I didn't have a problem with that at all because i haven't used them for a BT since opening the card. I wrote to…
