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Being Charged on a closed BARCLAY CARD account
****HELP**** I have been having a nightmare with BC, I closed my account in March with and recieved my zero balance, then, unknown to me a standing order went from the account in May. I then in August recieved a bill with 2 months fines. I called in complained and they said that I have to pay the £7.75 and they will zero…
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credit rating & balance transfers
Hi all, About 2 years ago my credit rating was in the 900's - this is considered very good. Since then I have been managing a large portion of my credit debt by moving balances around to take advantage of deals such as 0% transfers etc, I considered this to be a form of responsible money management. My credit rating is now…
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Credit Rating
Good morning everyone, I have a question. I did a credit check on money super market last night for a credit card for somone in my family. They came out as excellant and I applied for a 15month 0% card. Would it have been better to just get the 6Month 0% with a Zero % balance transfer cost? I feel stupid now its done and…
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Rejected by MBNA
Hi I just applied for MBNA platinum card online and at the end of my application they ask me to contact them over the phone. So i rang them and they put me on hold and start checking up my details and then i been told that my bank account is over drawn. Actually i gave them detail of main current account ( Lloyd's Tsb)…
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PO Credit Card no instant decision - rejected?
Hi, this afternoon I made an online application for the Post Office Credit Card. After submitting the application, I got a message to this effect, "We are unable to provide you with an instant decision on your application. We will write to you in the next 5 days to inform you of our decision." Does it mean I am rejected?…
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Card Protection 3 yearly £70.00 fee, fuming!
Ok, years and years ago I was probably called up randomly and succumbed to 'purchasing' this cardholder protection thing for 3 years or so (we're talking 2001 I think). So, this is linked to my Barclays account and barclaycard that I had. It was all in my maiden name at my old address. Today I logged onto online banking…
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Debenhams - Moneyback Overprice Protection
Just had a call from Debenhams storecard type people - they are offering a moneyback deal that I seem to recall them doing a year or two ago. This is where you can claim back the difference in price on an item if you find it cheaper elsewhere and you have paid on your Debenhams card, even if it is in a sale. Think it costs…
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Card Rejected - How Do I Find Out Why?
I've been trying to register my debit card (Nationwide Flex) for use with an online payments provider (Moneybookers). However, my card is getting rejected - for, I am told, security reasons - "due to processing restrictions imposed by our payments provider" I know that other people use their Flex cards to fund…
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GE Money 3% Cashback card - Cashback?
Hi Has anyone who had the GE Money 3% cashback card recieved their money yet? The card was closing down sometime in November (I can't remember the exact date). They owe me around £20 cashback. I was assured that they would post a cheque for the funds owed but have yet to recieve anything. Does anyone know the date the card…
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Credit card application advice please!
Hi, I'm currently working as a temp for an agency in London earning about 18k before tax. I'd like to apply for a credit card but am worried that if I tell them that I'm only employed temporarily and not permanently they will turn down my application. Should I tell a little white lie? Or will this get me into serious…
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Incapacity Benefit and Credit Cards?
Is it totally out of the question to apply for a credit card if your sole income is Incapacity Benefit? Would have assumed that it was especially given the current Credit Crunch situation but thought that I'd double check my facts.
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MBNA Interest Rate Up by 12%
I've just come off the phone from MBNA, they have increased my interest rate by 12%.:mad: I have challenged this and all I got was a "stuff you attitude".:rolleyes: I threatened to transfer the balance and all I got was "it's your priviledge Sir". So I transferred the balance to an Abbey 0% Balance Transfer Card. She was…
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Rejected....my next steps...
Hi, I am just looking for a bit of advice about my tactics of getting a new BT card, I moved flat 3 months ago, annoyingly in the middle of my council’s annual canvas so my details at the earliest will not be updated on the electoral roll until it is published on the 1 Dec. Immediately after this (foolishly, having wished…
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easyJet helps credit card fraudsters
Just found 6 fraudulent easyJet transactions on my credit card, totalling just under £1,000. I rang my bank and it was sorted, money refunded and investigation commenced. However I wanted to contact easyJet to find out more....I spoke to a lady called Claire with reference #70238 I gave my name, address, credit card…
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Getting Rejected all the time
Hello I have recently checked my credit scoring with these scores Experian 654 Callcredit 797 Equifax 837 and as I would like to balance transfer about 1000£ from a card with limit of 4300£ to a new card I get rejected all the time when I apply for a card. What can I now do to improve my situation? I have one late payment…
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Virgin AMEX - Companion Flight Rip Off
Hi all Just lost my rag with Virgin AMEX over their 'Free Companion Flight' offer......which isnt quite as it seems. Booking flights to Orlando from London 21/6/08-4/7/08. Virgin website total cost £515.70. I rang Virgin Flying Club to book this and the companion flight only to be told the 'Free' Companion Flight was only…
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Which of us should apply for BT card?
My OH has a credit card account which is his name and I am a card holder on the account. We are looking to do a balance transfer to speed up the repaying of the money. My query is would it have to be my fiance who opens the BT card as the named account holder (all the statements are in his name) or as I have a card for the…
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Beneficial selling us down the river to Aviemore?? Avie-Who??
Got a letter today to tell me that Beneficial are selling their credit card acounts to Aviemore Funding Limited. They are a member of SAV Credit group of companies which is a "specialist credit card provider". Oh right :rolleyes: I am old enough to remember when Resolution Life were wheeled in to takeover my Royal…
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Why did my card get refused?
Went into Asda last night and tried to you my debit card. Soon as they put it in the chip and pin machine it said not accepted... same happened when they swiped it. Yet I went out to the cashpoint and withdrew money no problem???? It wouldn't even go through the authorisation process it just said not accepted straight…
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barclay card???
hi, im new, not sure if i posted this in the right place, but here goes......... my mum has just sent a letter to barclay card to reclaim her ppi since 2002, but i was looking at her statement and she has been paying £5.95 a month for accident death cover, she cant recall asking for this? do you think she should try and…
