PO Credit Card no instant decision - rejected?

taless

Hi, this afternoon I made an online application for the Post Office Credit Card. After submitting the application, I got a message to this effect, "We are unable to provide you with an instant decision on your application. We will write to you in the next 5 days to inform you of our decision."

Does it mean I am rejected? Or is there still a possibility that I will get accepted?

Thanks!

Zebedee69

I got that and was rejected....... Mind you iv had that message before and been accepted with different cards. I wouldnt sweat you'll know soon when the postman calls!

lr1277

I applied on Sunday and got that message.

Though today I got the pin number. No card and no confirmation of my acceptance.

I assume I am getting the card!

Zebedee69

lr1277 wrote: »

I applied on Sunday and got that message.

Though today I got the pin number. No card and no confirmation of my acceptance.

I assume I am getting the card!

Id say you got it lol................:D

leannie_2

I just got the same message, I used to have a poor credit rating, but over the past two years have rebuilt it, so am keeping my fingers crossed really.
I moved house 6 months ago, back in with my family, so I don't know how much of an impact that will have.

welf_man

I got that message, then a letter asking for documents proving address and identity, then got turned down!

Mel.

Zebedee69

Normally to be instantly accepted you have to have the following:

- On electoral register with a good history (No Gaps of where you have lived for the past few years)
- Good History
- No CCJ's or BR

Anything less than this and you will have trouble methinks....

dfh4np

Thanks for applying for a Virgin Credit Card.

To give you the best chance of being accepted, we'd like to confirm a couple of things. So if you could give us a call on
0800 0156 517 that'd be great. We're here 8am- 8pm Monday to Thursday, and 8am-5pm Fridays.

If we don't hear from you, we'll still have a look at your application, and get back to you in the next 7-10 days.

Anyone had this before, what could it be?, The only issues that i may have are in respect of my husband who went bankrupt 2 months ago but any financial linking was removed before this as we had a joint mortgage in my last house which was repaid 20 months ago.


Thanks


DFH4NP

Zebedee69

dfh4np wrote: »

Thanks for applying for a Virgin Credit Card.

To give you the best chance of being accepted, we'd like to confirm a couple of things. So if you could give us a call on
0800 0156 517 that'd be great. We're here 8am- 8pm Monday to Thursday, and 8am-5pm Fridays.

If we don't hear from you, we'll still have a look at your application, and get back to you in the next 7-10 days.

Anyone had this before, what could it be?, The only issues that i may have are in respect of my husband who went bankrupt 2 months ago but any financial linking was removed before this as we had a joint mortgage in my last house which was repaid 20 months ago.


Thanks


DFH4NP

Check your files just in case the links are showing up! Id give Virgin a ring aswell.......

poppy_f1

taless wrote: »

Hi, this afternoon I made an online application for the Post Office Credit Card. After submitting the application, I got a message to this effect, "We are unable to provide you with an instant decision on your application. We will write to you in the next 5 days to inform you of our decision."

Does it mean I am rejected? Or is there still a possibility that I will get accepted?

Thanks!

i got that and was accepted

accidently hit thanks there

Mastivision

dfh4np wrote: »

Thanks for applying for a Virgin Credit Card.

To give you the best chance of being accepted, we'd like to confirm a couple of things. So if you could give us a call on
0800 0156 517 that'd be great. We're here 8am- 8pm Monday to Thursday, and 8am-5pm Fridays.

If we don't hear from you, we'll still have a look at your application, and get back to you in the next 7-10 days.

DFH4NP

I did get the same message 3 days ago when i applied for the MBNA card and the i been told that they cant offer me at this time apply after 3 months.

Other hand i got one halifax current account and asda card straight way without any problem.