-
WARNING Using Credit Card with Vista Print
I have just read the comments on the "Scam" by Shopdisc.co.uk 080823415. as I have just checked my credit card statement and find I have a payment to these people of £8.00 and which I have no idea as to who these people are. However, I understand the majority of people have ordered from Interflora, which I have not done,…
-
CC App. Proof of ID
Firstly hello to all you seasoned MSE users out there!! I recently applied for a Capital One classic card and in due course received a letter asking for proof of ID, it had 2 lists on the reverse and they require an item for each, i have a recent bank statement so the second section isn't a problem...however from the first…
-
Barclaycard - Removed Balance Transfer Facility
Hello, Wondered if anyone had experienced this problem. I'm trying to reduce my interest on CC's and my barclaycard was up to its limit. I called to see what the rate was for BT and was told they couldn't tell me because my card was full. I was advised that when the current balance was paid off, the BT would be available.…
-
Tuxedo top-up Credit Card
The Tuxedo Top-up Credit Card is supplied by The Sun Newspaper, website thesunprepaid.co.uk Can anyone tell me more about this card. Is it safe? Is it a good idea or should I steer clear? I am not able to have a credit card due to being made bankrupt nearly three years ago and although I do prefer to use cash, it is…
-
choosin credit card help
hello there, i would like to obtain a credit card so that i can get 1-2k which I anticipate I could pay back in 6 months or less. So far the cards i have seen only have up to 56 days interest free credit on purchases. Are there any cards that have interest free credit on purchases for longer than 56 days?
-
Bank of Scotland One Credit Card
I have this card. I recently went down again to enquire more about the card and been told that if i used them overseas, i will be charged a flat rate of £1.50+2.75% on purchases. Isn't, one of the reasons you have a CC is to use them when you're overseas? Any help?
-
is this a con
recently i have bought a few items online paying with either a debit or credit card, when it comes to the processing payments section, another box comes up with either the card issuer or the visa sign in it and it says your card issuer wants you to verify your card details, leaving boxes for you to re input your details, i…
-
Balance transfer and Holiday
Hi Just wonderring what is the best way to go here. I currently have a debt (of about 4k) on a M&S &More and my interest free period ends 29 January 2008 and I want to balance transfer it. However I am going on holiday (to Peru) for all of December and don't return until 4 January. Should I start the balance transfer…
-
Help needed - being pressurised to pay my Credit Card bill in full
Hello everyone, I am hoping someone can give me some good advice over an old credit card bill which has come back to haunt me. I am now being chased for repayment of the whole balance. For the past 2 years I have been paying £40 a month to the Clydesdale Bank for an old credit card. The present balance is £6340 and the…
-
Credit Card Limits
After reading several threads about credit card companies vastly reducing credit card limits, i'm wondering if this is still happening, or if all the action has currently been taken by credit card companies at present? I have a Barclaycard that has a £4700 limit and only has £200 spent on it at the moment. Is there still a…
-
Credit Card versus Loan
Hi, not sure if I should put this in the loan forum on this one. Anyway, my car has just died and I would like to get a newer more reliable one. I don't want to spend more than £4,500 though. I have a bit of money and thought I could put a £1000 down and pay the rest by credit card. Then BT on a 0% for the longest period I…
-
Card Protection
I'm talking about the kind of protection which covers you if your cards are lost/stolen. They help you to cancel all your cards and send for replacements on your behalf. Does anyone bother with this? If people do who is the cheapest provider?
-
Next directory reduced my credit to £0 !!!
Long story short - Next directory have now reduced my credit limit to £0 . They advised me that they checked my file with a credit reference agency and have now decided to not offer me credit anymore. I have been customer for approx 2 years. Not sure if there is anything I can do. They advised me that if I pay my monthly…
-
BT card for a Low Income?
I am trying to help my sister sort out her credit card debt, its a Lloyds TSB gold card that built up a few years ago due to un employment and other problems she used up all her saveings and hit the card. She has been paying more than the minimum each month and the cards have been cut up each time TSB send another and any…
-
how many credit checks?
Just to check.. roughly how many credit checks before it starts going against you in the future? [Edit: irrelevant info removed - please close this thread.. thanks] Cheers
-
Postal Strike - Credit Card Bills
In about 2 to 3 weeks there will be a multitude of threads blaming the Post Office and credit card companies for delayed bills in the post etc. and all the charges that go with it. Be pro-active rather than reactive. If your credit card statement has not arrived, been delayed or lost and you normally pay using the slip at…
-
Started CC application but don't want to finish - Bad for Credit rating?
I applied for a Post Office credit card online and they sent some documentation on ID evidence I needed to provide, forms to sign etc. Now I have changed my mind and don't want to complete the application. Will this affect my credit rating?
-
Store Card (Getting a CCJ removed)
Thanks to excellent advice from the nationaldebtline and the which legal service Im fairly confident Ill soon be getting a CCJ removed. It was issued depsite the fact the debt was in legal dispute and money Id claimed in penalty charges refunds and PPI refunds actually exceeded the amount of the original debt. Going to be…
-
Credit Card Guarantee on Faulty Goods
Hi. I would like to know more about how credit card guarantees work after using them to purchase something and then finding out the goods are faulty or damaged. I'm interested because I recently bought a second hand car, using a credit card to pay for part of it, and then found out there are a number of things wrong with…
-
Arrgghhhhh!
Hubby and I do not have the best credit rating, he recently received a CC application from Vanquis - as he has no credit in his name at all now I thought it would be a good idea for him to apply to help improve his score - I discussed it with him and whilst he did not want a card I said we have to improve our score if we…
