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Credit Report
Not sure if this is the correct forum, apologies if it's not. Last week I signed up for the FREE Credit report from Experian. On it there is a 'linked address' in Manchester that I have never been associated with! Do I need to do anything? If so what?:confused: I mailed Experian but have had no response!
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Halifax Gave me a CC
I just wanted to mention that last year I experienced a major drop in my wages which caused me to default on most of my loans as I am on arrangements with them, and I was faced with applying for credit cards with Vanquis, Barclays and Capital all who offered me cards at Vanquis - 54% Barclays - 29.9% Capital One - 34.9%…
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What first card to get?
I already have a debit card. The thing is when I want to purchase music online (www.audiojelly.com), there is a £0.50 charge per transaction for a debit card. I keep visiting the site, and adding tracks to the shopping cart, and once it gets to £20 or over I then purchase the tracks (adding the £0.50 surcharge extra). I've…
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Advice Needed Please
Hi Everyone, this is my first post and I would be grateful for any advice given. My current debt is as follows: RBS Loan - £10,000 Mint CC - £3700 MBNA CC - £2300 Overdraft - £2000 My problem started when I wasn't working for a period of close to 6 months last year, then when I did get a job I wasn't on a great wage so I…
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Some questions...
I am 21 years old, earn £20k per year (OTE 35,000), have been with NatWest (:mad:) for 8 years (student o/d £1200) plus Barclays student account (with £1200 o/d), live with my fiance as a private tenant in the home he owns for 1yr 7 months, have a CC with NW with a pitiful £350 limit (£100 spent), have never missed a…
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Best credit card for fuel?
Can anyone confirm a cashback credit card that gives money back on fuel (diesel)? I've read not all do.
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insurance
hi has anyone had any problems with claiming off FLEXI COVER .COM
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Does anyone know?
Have just joined Moneysavingexpert.com recently, and have been reading Credit Card Charges. THinking about applying...but I paid off and closed the account about 2 months ago...does anyone know if this will affect the claim? :confused:
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Capital One
Has anyone else checked their "recent transactions" on their capital one website my payment has disappeared ?
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What should I do next?
Ive just got my first lot of credit card debt onto 0%, im wanting to get the rest transfered and wanted some advice on what my next step should be. my current cards are as follows; nat west £4090 0% for 13 months limit £4200 Barclaycard Balance £1320 @ 19% limit £1500 Mint Balance £4500 @ 25% limit £4600 Egg Balance £9411…
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Capital One cashback
Hi all Can anyone tell me the best cashback site to go through for cashback on capital one 4% cashback credit card, so far the best I can find is UKRewards which offers £7.50 cashback, every little helps :) Thanks IFA PS I said cashback too many times,, cashback!
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Egg Card - £25 off Virgin Wines
I applied for and received an Egg card for a balance transfer - painless and quick, so full marks to Egg. When my card came through it was accompanied by a "£25 off a case of Virgin Wines". To redeem, I had to enter two code words on the VW website - dead easy. Until the VW website said that I didn't qualify because I…
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Capital One online statement
Interesting. I've just checked my Capital One cashback card's online statement, and £129.35-worth of current transactions have disappeared. The balance is still these plus the as yet unpaid bill (its on a full DD, before anyone panics!) though. I've taken a printout.
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Turned down for BC 0% BT
Just got turned down for a 0% Bt with barclay card, they said I don't meet the criteria ,I owe £2300 on my Yb card and hover around 2k overdrawn every month. I would like to apply for next best for me wich am thinking would be a Goldfish card 3.9% till 2010. Will I likely be turned down again if so what is the best course…
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Please help - crisis stage
Hi all. I've got myself into a real mess but more importantly, my parents have been dragged into it too. I set up a new company 5 years ago and I have gradually put everything into it. In addition, because I had a well-paid job before, I have been able to take out some large loans and I've also taken out various credit…
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Please help - crisis stage
Hi all. I've got myself into a real mess but more importantly, my parents have been dragged into it too. I set up a new company 5 years ago and I have gradually put everything into it. In addition, because I had a well-paid job before, I have been able to take out some large loans and I've also taken out various credit…
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Best way to shift overdraft interest
Hi there folks, I've just started to take some responsibility for my debts and im getting there. First step was simply paying attention to what i owed and where, rather than just ignoring them. Actually i found knowing my debt more liberating than not knowing. Basically having moved my banking to alliance and leicester for…
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Credit Card Charges Abroad
Hi everybody. I am visiting Florida soon on a family holiday and would like to use my Halifax One Credit card for general purchases whilst there. Can anyone tell me the true cost of commission fees/charges, if any, for me to do this as I can't see any reference to them in my Terms & Conditions. Does anyone have any hints…
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Can I transfer existing CC debt and my overdraft onto a new CC
Hi, I have stupidly got myself into a bit of a situation with my credit card. I have missed the deadline for paying by a couple of days quite a few times over the past few months, incurring penalty's and hurting my credit score (It was perfectly clean 12 months ago. Grrr i'm so stupid!!!) Anyway I popped into the bank…
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Accepting cc payments via mobile - help?
Can anyone advise on how to go about setting up credit card payments via my mobile? Increasingly people are asking to pay by cc and I have lost sales by not being able to accept them (arts and crafts shows). Research into this has come up with the need for a Merchant account and card turnover of many £1000s per year, I…
