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Turned down for BC 0% BT

Just got turned down for a 0% Bt with barclay card, they said I don't meet the criteria ,I owe £2300 on my Yb card and hover around 2k overdrawn every month.
I would like to apply for next best for me wich am thinking would be a Goldfish card 3.9% till 2010.
Will I likely be turned down again if so what is the best course of action for me

Comments

  • Vikingfan
    Vikingfan Posts: 254 Forumite
    Any ideas anyone
  • CLAPTON
    CLAPTON Posts: 41,865
    10,000 Posts Combo Breaker
    Forumite
    they use criteria like

    -your credit history
    -your salary
    -your total debts
    -whether you on the the electoral roll
    -whether renting or buying
    -how long you have been at the address
    -your age
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