Can I transfer existing CC debt and my overdraft onto a new CC

knowlsey_2

Hi,

I have stupidly got myself into a bit of a situation with my credit card.

I have missed the deadline for paying by a couple of days quite a few times over the past few months, incurring penalty's and hurting my credit score (It was perfectly clean 12 months ago. Grrr i'm so stupid!!!)

Anyway I popped into the bank today to try and up my overdraft to pay off the credit card which I owe £500 on. I am currently -£750 into a £950 overdraft.

The bank though will not up my overdraft due to the poor credit rating. I know the girl at the bank who told me my score was now a 9

I want to try and consolidate both debts and start paying it off. I'm sure my bank will not give me a loan now. Are there any credit cards which I can transfer both my overdraft and my existing credit card balance on to.

If there are will I be accepted

Any help would be much appreciated

Steve

riad_2

MBNA Cards e.g. Virgin

CLAPTON

the way to pay off credit cards and OD is simply to pay more off each month...why does 'consolidating ' change that simple rule?