-
Where shall I move this debt to??
Hi, I have just over £1600 on virgin CC which is about to lose its 0% promotion (Nov 07). I have applied for a Barclaycard 0% card to transfer the balance to and have been refused. I would prefer another 0% deal but would also consider a low % deal for the life of the balance instead. I know that applying for cards left…
-
M&S &MORE Chargecard
I'm applying for M&S Chargecard. I was wondering if anyone who knows about them could let me know; Would I be able to use gift vouchers to pay off the balance? I see I can't with the reward vouchers and I don't mean gift cards (although not reallysure what the difference is!) I mean the ordinary gift vouchers? :confused:…
-
what are the chances !
Hello i am using my barclays card from one year i have got 1k limit and now balance is 980 which i have to pay .. bloody hell i was just making minimum payment every month and it doesn't seems to finish but i have never missed my payment. I am earning 25k and this was my ist ever credit card and limits was so low. What do…
-
Super BT wanted
Hello moneysavers, Can you tell me if this is possible please and if so where... I would like pay off a 10K debt currently at 8.5% with a super balance transfer. I earn approx 35K per year and have good credit rating. I cannot seem to find any super BT deals around. thanks in advance for any help.
-
Please can somebody point me in the right direction?
This site is a maze. Amazing but still a maze :D I have got my free credit report (30 day trial) and I have no idea what to do with it. There are a few credit cards etc. on there that I think I can cancel etc. but I need to know what I'm doing & why I'm doing it. Please would some kind MSE show me a link to what I'm…
-
Credit card issued by GE Money ?
Which cards are run by GE Money ? Please state some of the cards.
-
Vanquis (watch out!)
18 months ago I received a letter from a company called Vanquis offering me a credit card with an APR of 19.9%. I decided to go for it and I was accepted with an initial limit of £500. However, 18 months on and I have had the APR on my Vanquis card increase 4 times and now stands at 55%!! In September this year I applied…
-
oh dear :(
i have been trying to get a CC or a loan and have been turned down by everyone as I do not have a credit raiting I have no bad debt no ccj no mortgage but cant get a loan or cc. I have credit card with MBNA but has just started interest on it. No one wants to offer me anything what can I do ???
-
Credit Crunch - Is It Having Any Effect ??
Either the credit crunch is a myth, or MBNA are totally unaffected !! Haven't used my card for months, and have a £9 credit on the account after overpaying it. Got an e-mail yesterday and a letter today advising my credit limit had been more than doubled to over £9k :confused: Is this happening elsewhere out there, or is…
-
mis-sold PPI
I advised my friend to take out a vauquish card as his credit rating is shot and if he used it wisely it would help him rebuild it.Anyway, upon activation he is sold PPI. But he is on disability benefits, has about 4 pre-existing illnesses and and doesn't pay any NI (i think-becuase he is on benefits) So with this…
-
Bank of Scotland 0%
Bank of Scoltland advertising 0% on purchases for 15 months. Is this the best current deal for purchases?
-
Captial One Servers down this morning :(
This morning I tried to make a purchase using my Capital One card. I use the CC for my business and went to a plumber's merchant to by a TRV for a job. "Transaction Declined" x2! Spent ages trying to get through to C1 and was eventully told their servers are down and they can't process CC payments. That's life I susppose…
-
trying to repair my rating - more harm than good?
i have just applied online for an aqua card and got rejected, so have tried with vanquis and they have said they can't give a decision online and will contact me in 10-14 days. i don't really need a card but i know i have a bad rating and so was applying for a 'bad credit' CC to try and improve my rating by using and…
-
Previous addresses mistake and dilema
Hi, Over the summer I have requested my bank LTSB to send my bank and credit card statements to my friend's address, where he could keep the letters for me until my return. I think when filling the change of address form, I mistakenly listed the change of address to both Permanent Address and Correspondence Address. (LTSB…
-
Cahoot credit card interest rate
I have an Cahoot credit card and for a long time the interest rate has been 10.8%. However received an email from them today advising me that the interest rate is going up to 16.8%. I am not bothered as I never use the card for extended credit but I am some what curious whether anyone else has received a similiar letter.
-
refused cashback cards
Really fed up now – decided I’d been lazy and should do something about my credit card. We’ve had Barclaycard credit card for years, use it for everything and have always paid off the monthly balance. Applied for Capital One cash back card and were refused. We applied in husbands name as I’m a self employed childminder and…
-
Capital One Card Rejected
Just had my Capital One 4% Cashback Card rejected at B&Q and Morrissons (I'm not over my limit and got my PIN right). Got home to phone them but the customer service number is unobtainable and I can't get onto their website! Is there something sinister happening or am I just being paranoid??
-
Credit card dispute
Don't want to bore anyone, so this is the bare bones of it. A company has stolen 5K from me, they offered to take back the caravan I bought from them and sell it on my behalf as it was just outside their warranty, an inherent mould problem was making me ill. They took it back at the end of August. They sold it and kept the…
-
Credit card Balance Transfer
How Balance transfer works ? I have a Barclay's card with 19.9% and my limit is £1000 and i still have 20 pounds left on this card.. but i did not miss any payment and paying minimum amount every month and it doesn't seems to be finish. Now i have got a new credit card with Asda and they offering 0% of balance transfer for…
-
Capital One Cashback application processing time?
How soon after submitting a Capital One online application would I typically receive my card? I ask because I want to apply as late as possible before, but still in time for, my holiday in November; but I also definitely still want the 4% cashback available in January for the sales! Also, are Capital One likely to "pull a…
