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stopped visa payments
i have moved abroad to asia and as my wages here have been far lower than the uk so i simply cannot afford my repayments to my uk bank accounts. i have cancelled all my visa repayments just now but i am worried about the consequences. does anyone know what affect this will have? will it eventually result in court…
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T-Mobile took money from my Credit Card!
Hi All, I think I may be being slightly paranoid, but a few months ago I noticed on my CC statement that T-Mobile have taken out £2.00 and then immediately put it back in. Now i've never given them my credit card details but I do have a T-Mobile phone. I'm just a bit concerned (after reading another thread on here) that it…
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Earning Question ?
Does all credit card lenders really verify your income when you apply for the card or some lenders do that ?
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Post Office CC
Does anyone here own a Post Office CC. If so, can you tell me if you had any problems with it, your expereince - good or bad. I am thinking of going for one, simply because they have 0% for overseas purchases, good idea?
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I'm begging, please help me!car dealer rip off
there isn't really a section for help on this but these forums have such a wealth of knowledge that i hope someone can help me! I really am desperate so please don't think that i am being annoying in posting this, i am just really stressed out! I bought a used renault clio cash and debit card no credit schemes or anything…
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When is the 'opening' of an account?
Hello, last year around this time I had ordered the Morgan Stanley Cashback credit card. I waited and waited and nothing came back...until one week after Christmas i finally received my card. i was so angry because it took them almost 3 months and I had missed the shoppings. I have canceled the card a bit later. This year,…
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credit card
Has anyone heard about the visa card that you purchase credit for in selected shop any one any links is there anything else out there like this ? thanks sean
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MBNA 5% repayment
We have today received a letter from MBNA advising that we will have to repay 5% of the balance each month. Does anyone does this apply to balance transfers already set up. The reason I ask is because we have 0% at moment and pay a token amount of £25.00 on a debt of £2000. # With thanks,
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New credit cards arrived envelope open
Hi,Our new credit cards arrived this morning, the envelope was open at the narrow end, the cards were still in the envelope, but has someone opened this on purpose? will they be ok to activate or not, should i ring the provider?
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Credit Card Charges
Please bear with me, this is the first time I have tried this. I was astounded by my visit to my Bank today.a couple of months ago I transferred my Balance from Capital one to Lloyds TSB Platinum card. The deal was for 9mths interest free. However, when looking at my online balance today I discovered an interest charge of…
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free sony 2gb walkman
in the pulsebeats book the 2gb walkman is 11000 points. so how is it possible to get it with 7000???
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Will I ever learn?! Surely they have to do what they say they will?
Hi all! I've just had what seems to be another slap in the face from MBNA , and it seems I'll never learn ! After my husband got made redundant , and money became tight , we didnt bury our heads in the sand , we spoke to all of our creditors. We were put on a payment arrangement for our Virgin card because we could not…
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3.9% pa interest on CC Pay Off or Minimum Payment?
I have an M & S CC that I used to transfer CC debt into some time ago. The interest rate is 3.9% pa for the life of the debt. I don't of course use this card and the remaining balance is £4000. I am now in a position to pay off all my debts but just realised that as this rate is so low would I not be better off if I put…
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Credit Repair
Hi, I have a terrible credit record from when I was at university and I really want to try and repair as much as possible because I don't want to let my partner down in a couple of years time when we go for a mortgage together. Can anyone advise me as I would be very much grateful. :confused: Thank You.
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Credit Repair
Hi, I have a terrible credit record from when I was at university and I really want to try and repair as much as possible because I don't want to let my partner down in a couple of years time when we go for a mortgage together. Can anyone advise me as I would be very much grateful. Thank You.
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revoke deal of zero interest..
Hi, I was wondering if anyone can advise on this situation: I got a balance tsf of £4k in Feb to Morgan Stanley, after reading a balance tsf article here. Unfort I missed the first payment as did not receive my first statement. I rang up Morgan Stanley a mth later and they had revoked the deal, I explained my situation,…
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Reclaiming credit Card charges
I have been trying since May 2007 to re-claim my credit card charged from lloyds Bank - I had to take them to court and now my claim has had a stay put on it by a County Court Judge saying that all bank charges have been put on hold - I wrote to explain again that it was CC charges I was re-claiming and they asked me to…
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Peed off with Mbna !!
Got my statement today and it's got a £12 late payment fee and £1 odd interest charge ! Surprised I try to work out what's gone on - worked it out, they've changed the payment due date, it was always 8th following month end, now it's the end of the month. Sure enough it was on the September statement but I didn't spot it.…
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Direct Debit taken on a 0 balance!!
Help!! I cleared my credit card in full on the 21st of september 2007 - 21days later on the 11th of October they have taken a direct debit of £62 and left me with no money - 6 days before payday. I didn't think any money would be taken as didn't owe anything and I only spotted this as I have online banking. I called and…
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What is the correct thing to do?
I've been in the UK for 2 years now, and have been living at the same address. Am on the electorial roll, and have cards from two companies (Lloyds and Barclays). I've had these cards for about a year now, and have processed roughly £14,000 through them, while never being late, and always paying my balance off in full. I…
