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Which credit card 0% purchases for low earner??
Ok. Hi all new to this forum, I have savings and no debts. I want to go on holiday soon which will cost £3000. I want to apply for a 0% credit card so I can keep my savings earning interest for as long as possible. We also have very expensive insurance on a car coming up soon I thought my boyfriend could apply for credit…
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capital one charges
Use a website called pacific Poker for past year and play poker with bets of 5c/10c. Anyway the min deposit you can make is $20 which is roughly around £10.39. Capital one have now started charging these transactions as an advance cash fee of £3. Played 4 times over the course of the month depositing $20 (it's done…
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Finally something to cheer me up a bit...
Last month I contacted Barclaycard to decrease my credit limit from £2750 to £2000. the following week they sent me a letter to say they were increasing my interest rates from 16.9% and 19.9% respectively for purchase and cash to 24.9% and 27.9% :mad: I emailed them and said I was really unhappy and wondered whether it was…
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Amex Cash back now reduced from Oct
I have had a letter from Amex changing its tiers for cash back from 1st October. It is reducing the top rate from 2% to 1.5%. Is there a better card for cash back ?
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Elderly/Ill Husband's Huge Debt
I desperately need some help here. My husband is 72 (I'm 48 - and no he's not my sugar daddy - I wish he was). A long story but I just hope someone out there can help me. I'm the sensible one, my husband i'm afraid buries his head in the sand. We married in 2000. The house is in my name and has been ever since I paid off…
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Egg Money Card
I was happily going along with the above card till I misplaced it (found it later but by that time I had already cancelled). When I phoned they said they would get another card off to me. I waited and waited. I emailed and asked where the card was and was assured it was on its way. Nothing. I telephoned again and was told…
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LTSB raising Annual Rate on Platinum Card
I've just received the following letter: It looks like this will be closed shortly then :)
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American Express Platinum - Still the best???
Amex Platimum moneyback tiers and rates have been changed to: 0.5% for aggregate amounts up to £3,500 1.0% for aggregate amounts from £3,501 to £10,000 and 1.5% for aggregate amounts in excess of £10,001 Has anyone worked out whether this is still the best moneyback card now?:confused:
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capital one s**t
i recently applied to capital one for a credit card as i have poor credit history, i tried applying online the first time i was told online form wasnt working, so i waited and tried applying later still no joy, i then tried the following morning still not working so i phoned number on online form, capital one told that…
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Lower APR Requests post your results here!!!!!
thought it would interesting to know how people's results were with requesting a lower APR from your current CC providers. CARD: CITI STUDENT DIVIDEND MASTERCARD APR REQUEST DECLINED/APPROVED: APPROVED FROM WHAT % TO WHAT %: A HORRIBLE 16.74% I BELIEVE TO A HORRIBLE 13.74% BUT NONE THE LESS I WAS GIVEN A LOWER RATE.
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Backdoor credit cards
I've seen on here about the egg backdoor way of getting a credit card (i.e. open up a savings account and pay money in for 6 months, then apply), but does this also extend to other companies? I'd like to apply for an HSBC or Nationwide card at the end of the year, but this would boost my chances.
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Post Office CC problems
Been trying to get this for a while now for the purpose of a balance transfer, apparently it was one if the quicker ones. However for me its been an absolute nightmare, shocking service and total confusion, wont bore you all with the details. They said they have sent out the cred agreement yesterday for me to sign, can…
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Credit limit increases
How long should you wait inbetween requests? I had a £6k limit with MBNA but reduced it to £2k a year ago. Then in either February or March of this year I successfully requested an increase to £3k, but I want to increase this to £4k before I call them up and ask to be put through to closures in order to get a good balance…
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super balance transfers??
What cards are currently available that offer super balance transfers and whats the highest sbt you can do??? cheers
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Advice please on challenging balance transfer rate
I am just going through today's mail and feel sick. I spent last Tuesday calling credit card companies about balance transfers for existing customers and then called back and did some BTs. When I called Nat West I was offered 3.9% for 6 months - not wonderful but better than I am paying on some of my cards so I transferred…
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Sorry if this has been asked already...
...I did have a read through the stickies, my first time in this forum! Essentially, I'm looking for the best 0% interest free for xxx months card - I've got a small amount of total debt (I owe about £400 in total) and I'm excellent at paying it off, I just like to do it say £40/50 a month. I'll normally use my credit card…
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0% card second time round ????
I need a 0% credit card which you can transfer money into your bank account. I believe EGG and MINT cards are the current ones to go for. I have already had these cards in the past and payed them up and closed the accounts. Would i be eligable to be accepted again for the 0% offer ?? :confused: Thanks in advance
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Cancelling Credit Cards
Hi All, I have been successfully balance transferring several thousands of pounds on 0% credit cards since I moved home a couple of years back. I know have an IF, Natwest, BOS and Halifax credit card - BOS is my current transfer and Halifax is the one I use for day to day purchases. The other two I do not use but keep…
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Aquacard
Hello I have recently applied for and been granted one of these cards.(aquacard) Has anyone else had dealings with them. I know they are high in interest etc but I am using it to build my poor credit rating back up. How long did it take for the card to arrive and what sorts of limits did other people get? Would be…
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Upgrade a Halifax card
I looked on http://www.saynoto0870.com/companysearch.php for a for a freephone number for Halifax credit cards and it gives a number for upgrades. Does anyone know to what sort of card or if you can upgrade a One card? :beer:
