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Cash Interest on Credit Cards
I have a SkyCard credit card, which I use in order to get money off my Sky digital bill. However, I managed to find myself where I needed cash but only had my Skycard with me. I drew money out, accepting the handling fee. I wasn't concerned about additional interest as I pay the balance off in full each month. When I…
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Co-op members credit card
I'm not sure if this has been posted here before but I've just received my Co-op members pack and was pleasantly surprised to read that they are offering a rather good deal on their members credit card. 0% on BT and purchases for 6mths from account opening, with 2% BT fee capped at £100. It also offers 1% cashback for…
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prepaid credit cards are they any good?
hi there right i've been looking for a credit card as i have a bad credit history and dont seem to be able to get one through the normal channels i decided to look at these so called prepaid ones just wondering has anyone else had any experience of these type of cards as i only really want it for ebay and mail order cheers…
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Northern Rock Rip Off
Just thought id let you know! Today i got a letter from Co-op credit cards who provide card services for Northern Rock. From the 1st of November they are going to charge a fee of £2.00 pr month just for running the account this applies to the tracker card they run! THIS DISGUSTS ME I THINK WE SHOULD ALL DROP THEM LIKE A…
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Extended Warranty or Clubcard points?!
I'm moving out of my parents house shortly and into my own place - at last! I'm going to be buying things like a fridge and washing machine on one of my credit cards (which I'll pay off in full at the end of the month). I normally put all my purchases on my old-style Tesco Mastercard for the clubcard points, but I'm…
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:( Credit card debt problems - need advice!!
Dear all, I have huge credit card debt problems and I'm losing sleep because of it. I need some advice. I never miss a minimum payment though. All minimum payments paid via direct debit. I have following credit cards: CC1 - £4,500 Balance (£5,500 credit limit) - Paying Interest £65 CC2 - £1,500 Balance (£2,500 credit…
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Credit Limit
Hi, I am trying to improve my credit score. I have followed the information on the site and closed all of my unused credit cards. I now only have one credit card left which they have upped my credit limit to £10k! I only wanted about 2k but they said that this will prevent them from having to do a credit check in the…
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Any updation on -Credit Reference Agencies - Who uses who?
any idea ?
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Internet payments only credit card
Hi, I've been asked by a company in Taiwan to provide a credit card (and security code!) to make a payment for goods. I'm not too happy about sending the details over and am thinking that I could maybe ask for a card that with no overdraft that I just transfer funds in as and when needed. Therefore I can't be scammed. The…
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Does anyone have the MBNA Rewards American Express credit card?
I found a link on the money supermarket click me It sounds like a good card as I'm looking at transferring money to the card pretty soon, I couldn't find much about the criteria needed for the card though only that I had to be 18. I don't want to risk applying if theres hidden critera's like a minumim income etc.
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Cahoot credit card - debit confusion...
Arrrgggg! Bit of a problem. Ive recently got myself a virgin card to consolodate a couple of other cards.. anyway, i BT'ed from virgin to cahoot.. then selected the "pay full balance" so the last Direct debit would clear the outstanding. Problem is, unbeknownst to me, the full balance = the full balance at the statement…
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GE transformation card - capped at £50 BTF?
:D Hi, In martin's article about best 0% with fees BTs he reccomends the GE money card, and says it's capped at £50. I've been to the site and started to apply, but couldn't find anything about it being capped anywhere. It just says 2.5% fee. CAn anyone confirm whether it's capped? THAnks Sarah
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My brothers in trouble with his credit card
Hey guys hope you can help, my brother recieved this letter from Halifax last week. Its regarding a credit card Arrears amount £1,376.82 Outstanding balance £3,812.85 Arranged payment £0.00 Frequency Start date 0000 Dear Sir/Madam The arrangement that was agreed as a concession has now expired. The repay the arrear…
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Balance transfer fee
Do all cards new charge a transfer fee of around 2% now? I'm looking to transfer the balance of a card in the next month or two and was looking for a free trasnfer card but can't find any.
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How do I get the money from a refund on a credit card?
Hi, I recently booked a holiday on my credit card on behalf of a friend, he immediately gave me the money and I duly paid the credit card bill when it came through. However! He had to cut his holiday short due to unfortunate circumstances and the holiday company agreed to refund half of the holiday cost. They will more…
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data protection act / help needed
i recently move a credit card to my mothers address , and still had one at my own address. i have a ikea store card which i had not paid which was under my address (nothing else is at my mothers address) and they i got a letter from debt recovery saying i owed money which was sent to my mothers address , i had not said i…
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Tesco cc application success (finally!)
My brief story is that at one time I had very poor credit rating with defaults and a CCJ. Last year the six years was up and I applied for a Tesco card ( I wanted it for the points only) and was declined. Applied again six months later and was again declined (not applied for anything else) phoned and was told second…
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2p per litre off Asda petrol
Ok, not sure if this has been mentioned BUT Asda's new credit card is giving 2p per liter off petrol at its own stations. This is great news for me as Asda are by far the cheapest station around (about 6p per liter cheaper at the moment) meaning when you add this extra 2p on your saving 8p per litre. Down side is however…
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conran card
can someone explain how thing card works in terms of cash back what % do you get as the web site does not make this clear either that or i just dont understand
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Amex Question
Hi everyone, I've got an Amex British Airways card for bt's and just got a statement in. Last month the minimum payment was £103 yet this month they're asking for only £83. This seems quite a jump for one month - have amex changed their minimum payment percentage? I know the £103 was 3% of my balance but the £83 they're…
