We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My brothers in trouble with his credit card

Options
Hey guys hope you can help, my brother recieved this letter from Halifax last week. Its regarding a credit card

Arrears amount £1,376.82
Outstanding balance £3,812.85
Arranged payment £0.00
Frequency
Start date 0000

Dear Sir/Madam

The arrangement that was agreed as a concession has now expired.

The repay the arrear outstanding immediately.

Then goes onto say if you need help phone.

what i dont get is that the cc max amount was £1,200.

1) How has it got his high

2)Whats the best course of action

He has just had a kid and i struggling financially at the mo.

Hope you can help
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.