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Payments
I am with Barclay card and I currently owe 280 on my credit card. I like to do it all online to save any hassle and when I went to pay it I could only pay £100!! I thought I would be able to clear the balance in full...? But It says that my maximum payment allowed is £100! Anyone know why? Thanks.
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I lost my Credit Card Details (perhaps)
Hi Some urgent advice please. I dropped my Tesco credit card (1 month old) at my office desk yesterday evening and found it on my desk today morning. It must be some part-time external cleaner who would have found it and kept it back on my desk (thankfully) . Now I am not sure if my card details have been noted down…
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Where is my £15 from Amazon?
Having applied for an Amazon card, tempted by the £15 voucher - v useful for Christmas - I now discover the reqrd is in the form of points which are accumulated each time you use the card. It will take forever to build up £15 so it doesn't seem worth it. Could it be that Martin's money saving tip has been so popular Amazon…
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When are companies allowed to debit a credit card?
Hi, Does anyone know at what point a company can debit your credit card when they don't have stock of the goods? Example:- I buy online a fridge freezer, the company takes the payment immediately but does not have stock of the item. It takes them over 2 weeks to get the goods and then eventually deliver. Should they not…
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0% For life balance transfer
I remember in the past credit card companies used to advertise 0% balance transfers for life. I have had a look on the site and can't see any. Are there any of these still out there at the moment? :confused:
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andy
Can anyone help, I keep getting money deducted from my Capitol One card by someone I stupidly signed up with. I need to cancell this but Capital one say that I can't do this. Is this true? If it is how do I stop paying these people ? Thanks.
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high credit line
Hi. I started establishing my credit history about 18 months ago and now my score is anywhere between 700 and 745, which is considered excellent. I have a credit line of 8000$ in one of the banks and 2000$ from another institution. In addition to that secured credit card (I keep it open to show the history) - 300$. I would…
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PIN it to Win It
Big Cash Prize if You Use Your Barclaycard PIN before 14 Feb 2006. http://www.barclaycard.co.uk/pin_it/ On the other hand: Barclays Plays Loose With Chip & PIN: http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2005/12/14/cmliz14.xml
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Credit Card Interest Payments - Basic Question!
I have a question over a credit card statement that's only resulted in a charge of a few pence but has made me question how these things are calculated. I've had credit cards for the best part of 5 years, generally interest free and always paying off the full amount before any interest is due. However, on my last zero…
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Best Cashback Credit Card
I am confused. I am going to apply for a cashback card but which one would be best for me? Spend approx £750 a month. Ideally I would like one in joint names. Thanks
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Sainsburys-"nothing to offer!"
I just had to come on to the forum to tell you how bad the service will be if you have a Sainsburys credit card. My Sainsbury card currently has a £0 balance and they have just increased my credit limit to £3900. So naturally, as I am getting ready to transfer balances, and on the advice of another helpful money saver, I…
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HSBC Online Credit Card
Few questions: Firstly, I logged on today to check my statement and they have increased my credit limit by £500!! Now I never asked for this to be done and when called them up, I was told that it was because I've been running my account good and every 6 months their lending team do a sweep and decide who or who can't have…
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Two Amex cards?
Hi all, Just been trying to make my mind up about the next credit card. I had a spot of bother with my HSBC card (probably had it for about 12 years in all) which was cancelled as some low life cloned it and took over £5k in cash. Then the bank seemed to imply it was my fault... well they were not very helpful and it took…
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Card protection fee
Hi, I am very curious to know how many people here opt for card protection fee. I have this credit card with Natwest for which they charge card protection fee of 20£ every month. Would it be too risky to stop them charging this fee. Cheers,
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should i get another credit card and will i be accepted?
i have just a new classic credit card with nationwide for people info the credit limit is £2800.i have this for purchases. however i have a debt of £3900 on another card which now needs to be paid off before 11th january 2006. i can pay this off from my current account but this could leave us short for the next few months…
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Quick Egg Money cashback question
Can't find the answer to this, so hopefully someone can help.... If you have a positive balance on an Egg Money credit card and use it to make purchases, do you get cashback (in addition to the 4% interest)? Or do you only get cashback if you're spending Egg's money, as opposed to yours? Thanks
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Cheeky Credit Care Request
Hello, through reading posts on this website I know that sometimes being cheeky can pay off. I am looking for a 0% interest card, (one of my cards I owe nothing on has just wrote with a offer of 0% for 6 months) is it worth ringing up the credit card company I have an outstanding balance with and asking if they'll match…
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M&S 0% Balance Transfer Offer
Anyone, like me, who took out a 0% balance transfer offer from M&S &MORE card a while back will be coming up to the end of the period. I called them and they have a new offer at 0% for the next 6 months (balance transfers only), but they say this is on new balances only. Therefore, I transfered my oustanding M&S balance…
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Virgin will extend my 0% offer
I just called Virgin to cancel my Virgin credit card and was very surprised when Customer Loyalty offered me a promotional offer.... anywhere from 0-5% I was quite up front and said that the 0% offer that I had used for the past 9/10 months had attracted me to the card in the beginning and with so many competing cards…
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Got my charges back from MBNA - use the FSA
mbna decided to revoke their offer of no charging for several months on balance transfers insisted they were wrong they said no then asked to speak to supervisor same denial, and then went onto to say i was lucky to get free charges to date cheek of it!! sent a letter to FSA to investigate copied MBNA got an acknowlegment…
