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Nectar and Amercan express
Hi i have just registered for my replacement nectar card and followed the links from the weekly e mail to apply for an american express blue card. I saw no mention of a request for my nectar card number so if i am missing something, how do i get the 5000 points?
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Credit card
Hello this is misters big bro here. I have a question for you. Ok I have a credit card with 27.9% apr on it to build my credit rating. I have spent my 300 limit. If I cannot pay the whole balance in the month and just pay minimum payment or 100 of it how much would they charge me the next month? Please reply guys thanks.
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0% Now or New Year???
Hi All, A friend of mine has just had a default cleared from her credit history and as such has applied for (and received) her first 0% credit card. She is going to transfer her Store Card to this and max it out as the store card rate is extortionate. She has more debt on other CC's and store cards. Is she better off…
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Need advice for my next move
Just got accepted today for ABBEY S(BT) CARD after a wee bit of hassle after applying in branch on friday. They've given me only 4K on this but assuming no cards till now this has gone against me. Bearing in mind £50 per SBT on above card am i right in assuming that if i SBT 4K from my current account to ABBEY i am over…
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Egg Guinea Pig Card
I've had an Egg visa which I got a few years ago when I left uni for the interest free balance transfer. I'm now interested in a cashback card. I'm not going to be spending enough to get a Amex Platinum and the Egg Cashback Guinea Pig card thing seems better than an AMEX blue. Can anyone tell me the difference between the…
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Anyone had any good offers from MBNA recently?
They phoned me last night but I was literally going out of the door at the time as I was running late so I couldn't stay and chat (negotiate) with them about anything. I need to switch things around again as my balance transfer offer ends at the end of Jan so have to start things moving again. Any help much appreciated.
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Egg, HSBC or AmEx???? for my brother.
My brother wants a credit card to use on the internet so I was wondering what you guys think of the following. (He earns just under 20k a year) Egg Card .... Looks good for discounts in Currys etc. HSBC .... He has always had a bank acc. with them. Amex .... Keeps being mentioned on the "Make Me Rich" TV programme good for…
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MBNA credit card
well i didnt need it but as it was the LIVERPOOL FC european edition i couldn refuse it anyway they offered me £500 limit well im a student you see but he interest was a mass %22.9 i only got it because it was an LFC card but thought id cancel it desite the offer of 9month BT free and £15% on purchases still a bit much,…
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Cancelling Amex blue card - how long does it take?
I cancelled mine 2 1/2 weeks ago and haven't heard anything yet (I sent it recorded delivery so I know it arrived). I know it's Christmas and they might be extra-busy, but I just wondered how long it usually takes. I can't face talking to the twit I spoke to last time I rang them!
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Pay as you go 'credit' cards
Ive seen a couple of these but they seem to have lots of hidden costs. Are there any about that just have an annual charge??? Macaroni
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Does overdraft affect credit rating?
I recently reduced the credit limit on my MBNA card as I didn't need it and probably had too much available credit, but is it worth reducing my overdraft too? It's nearky £3,000 and I very very rarely use it and probably only need a couple of hundred for emergencies - any thoughts?
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help please
hi all can anyone help please? i have had a virgin credit card which i dont owe anythink on i have three months left to do a balance transfer. been spending on my argos card and my next card, so i rang virgin to do a balance transfer off those 2 cards but thay would not go through. so thay are going to put the money into…
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Unauthorised Transaction - What to do?
Hello Frugal Fellows! Three months ago, I signed up to an online DVD rental place - No standing charge, no membership fee - you just buy credits and get dvds sent to you by post (cost per dvd=£1.90 regardless of how new the film is. You can keep them until your credits expire - great, no?) Anyway I'm meant to be moaning…
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HSBC call centre in Hertford nr explosion
So don't call them for a day or two. There is no message you will just be held in a infinite queque :( costing a few bob on an 0870 number.
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Something strange on my credit report, please advise
Hi there, Thanks to this site I have managed to get my credit report. I have done so because I have now twice been refused credit inspite of never actually been in debt. Now that I have it, I notice an entry into the credit account info. It appears to be for an orange mobile phone, I did have an orange contract a few years…
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Red Letter Day travesty
Last year before Allders went under, I bought from them two red letter day vouchers which were due to expire early next year. I spoke to Red Letter days today who informed me that they are not honouring vouchers from Allders, basically becasue the new Red Letter days company has not taken over the debt of the old Red…
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Best credit card for paying for honeymoon?
I wondered if anyone knew of any credit cards that offered discounts on purchasing holidays. We will be spending £5000 plus on our honeymoon which at the moment we intend to pay for on a 0% for purchases cc and then pay off fully in 9 months time. We will obviously do our best to haggle and get a discount off the holiday…
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Options advice please.
I currently have a Halifax One card with a balance of £0. And a Virgin card with £4800 at 0%, this ends on Feb 1st 06. HSBC have offered me their card at 0% for 9 months but only with £3500 allowed to BT (no fee), which i will sign and post as soon as it gets here. Do you think i will be able to get another 0% card to BT…
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Which cards provide free car hire insurance?
I believe some credit cards will cover you for the car hire insurance they often charge you extra for.I think its common in America with maybe American Express.Do any credit cards in this country offer this perk?
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been turned down due to a default
:xmastree: i have recently found out im paying 20quid a month in interest on my egg card! well i applied for an amazon card thinking i could transfer the balance but i got turned down. i believe this is due to a default on my credit rating (even though this has been paid years ago!) does anyone know of any credit card with…
