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been turned down due to a default

:xmastree: i have recently found out im paying 20quid a month in interest on my egg card! well i applied for an amazon card thinking i could transfer the balance but i got turned down. i believe this is due to a default on my credit rating (even though this has been paid years ago!)

does anyone know of any credit card with a decent bt rate that i would be able to get?

thank you for any help! :xmassign:
It only seems kinky the first time.. :A

Comments

  • crispeater
    crispeater Posts: 1,072 Forumite
    does anyone know??
    It only seems kinky the first time.. :A
  • Unfortunately, if you have a default it will be hard to get a card with a decent APR. If worse comes to worse and you can't get anything else, Barclaycard have a card called Initial which is for people trying to rebuild their credit history. It has a high apr but they offer 6.9% for life on their balance transfers and I believe this facility is available to all Barclaycard customers (but you would have to clarify this).
    Mortgage-free wannabe!
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