-
High APR Barclaycard - want to change it???
Back in July i applied for and received a Barclaycard Initial card (apr 27.9%, £380 limit). Before you say 27.9%!!! it is a card for people who want to improve their credit rating like myself due to having a bit of debt and a poor credit rating a few years back. I have hardly used it and have paid the balance back in full…
-
Capital One fax number needed
Does anybody have a Fax Number for Capital One (Nottingham)? I cannot find one on their website or on my monthly statement.
-
Get £15 M & S vouchers with the Priority Club® Rewards Visa® Credit Card
OK. Martin has already told you how to get free Nectar points and a £15 Amazon voucher. I think I have found a new credit card freebie! The Priority Club is supposed to give you points towards free hotel stays with the Holiday Inn chain. You can of course use your points towards free hotel stays if you like, but much more…
-
Need to raise 2k
Current card situation Mint £3000 at 0% until July 06 then 14.1%. Limit of £5125 Egg £0 - limit of 2k - shoudl be easily lifted to 2.5k so I can do a full SBT of 2k. Anniversarry month is September HSBC £0, limit of 6k , 5.6% for 5 months then 18.9% Barclaycard £0, limit of £1575, LOB 6.9% offer (2% charge?) Cahoot…
-
balance transfer from wife's credit card
Hi, I was wonder if someone can help me? I do not own a credit card. However, my wife has 2 cards, one of which I am a user, so have my own card but it's still my wifes account. If I was to get a credit card of my own, would it be possible for me to do a balance transfer from my wifes card to my new one to take advantage…
-
Barclay Card
How long does it usually take to recieve a yea or nay, when you apply for a Barclay Card? Thanks
-
Amazon credit card
I registered for an Amazon credit card. My first statement arrived saying that 1500 loyalty points (for registering) had been added this month. Next line says they have been redeemed even though they haven't been. So I phoned the customer services number. The button pressing to get to loyalty cards takes you to a voice…
-
New cards or same provider...
Ok i have four cards namely, Sony(MBNA), Halifax One, Barclay Card and Bank Of Scotland. Now Halifax and BOS have merged they are from the same people so getting one of their cards means i am not allowed to get a new card and transfer from their accounts onto a 0% interest scheme. By ways of calculating it looks like in…
-
should i get another card?
This may sound silly for most of you but i'm a newbie in cc. I only got one last year when i was 35 until then i always managed with my debit card. But now i'm a stay at home mum for the moment it has been helpful. But it's a barclaycard and the rate is SOOOO high about 19% i believe.. i owe about 500pounds up and down…
-
Anyone explain Martin's minimum payment figures
Just been showing someone Martin's article on the dangers of minimum payments. http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1095079865,8297, Can anyone explain where the minimum payment figures come from? Month 1 is £60, month 2 is £59.60. Is this right, I can't seem to get the month 2 figure. :confused: I'm…
-
Silly question - who can pay card off?
this is gonna sound a really really silly question... my dad applied for a 0% on purchases credit card (sainsburys) with me as an additional cardholder so that i could purchase the things i needed for my house when i moved out in august. Only i put purchases on the card and i pay it off......but up to now ive been giving…
-
Need Help with BT
I have a halifax credit card with a balance of £4000 on it with a credit limit of £9.500. I am payng between £100 and £200 a month of the balance but not really getting any where with lowering the balance. I am thinking of transfering the balance to a o% card but don't have a clue about wich one to apply for. any help on…
-
MINT E-mails
OK, I freely admit I'm an idiot. But I'd appreciate it if someone could help me anyway! :xmassmile I applied for a mint card, sent the application forms back last week. I was going through the junk email of my hotmail and 'emptied' it. Whilst the junk folder was being emptied, I spotted an email entitled 'MINT'.…
-
Credit scoring question
Hello, My credit score is poor - I have recently been refused loans and credit on a few ocasions. The bank loan I did receive is at quite a high rate - ditto my credit cards. Never mind, they're going to be gone soon. Now, this really isn't to do with my financial management - I have never misssed any payments, and I…
-
Transferring money...
Ok i know the title is vague, my apologies. I owe about £8000 on cards and at 24 im ashamed. Whilst my mates go out drinking, im working as many hours OT as i can. Since i met my partner, we took on the debt together. Now we hope to pay of one credit card in Feb, which is £1000. Let me explain that i have 4 cards all maxed…
-
Would anyone accept me?
Hello anyone who may be able to answer this question for me?! I'm starting a new job on monday (earning 16300 pa). I'm looking to transfer some balances from my overdraft and another credit card totalling about 4k. What kind of balance could i get on a credit card if I were to be accepted for one? (I haven't applied for…
-
Consumer Credit Act for Faulty Dell Laptop
I bought a laptop from Dell, and have had numerous problems with the company - now they won't even reply to my emails having given me two replacements which were both faulty. What rights do I have under the Consumer Credit Act, as I've been waiting and emailing them with no response for the last month. I bought it on a…
-
American Express Blue - cashback changes/problems
When I applied for my Amex Blue card the offer was 2% cashback on all spending for the first three months. I received the card and saw no details about the special offer, so called to confirm it was on the account. I went through to an Indian call centre, and I was told that I had 'double moneyback' instead of 2% cashback,…
-
How long does it take for Egg Money cards to arrive?
I've been waiting nearly two weeks now, and still no sign of it.... I desperately need this a week before christmas, how long do does it take to arrive??
-
Next stooze card
Posted here http://forums.moneysavingexpert.com/showthread.html?t=120997 about which card to go for next and didn't get much response. Looking for something with a largish credit limit for a balance transfer. Already done Morgan Stanley platinum - completed about to cancel card Egg (anniversary coming up) Virgin Capital One
