M&S 0% Balance Transfer Offer

GrabIt_DamIt

Anyone, like me, who took out a 0% balance transfer offer from M&S &MORE card a while back will be coming up to the end of the period. I called them and they have a new offer at 0% for the next 6 months (balance transfers only), but they say this is on new balances only. Therefore, I transfered my oustanding M&S balance across to another card and then straight back to M&S and have got myself an extra 6 months at 0% without any charges and not having to take out another card :beer:

Merry Christmas to M&S !

:xmassign:

ti1980

Oh cool, thanks for this. I got the &More 0% when they were offering it and like you it is almost at the end so I need to try and see if this works for me too.

Viz_2

I've looked on the M&S website and didn't notice, but is there a BT fee ?

ti1980

M&S do fee free BTs to other credit cards.

simonleblank

My m&s is coming to an end. I owe about £6k. I also have £13.5k maxed out @ 0% with egg. If I pay off the m&s with cash, and I get extra £8k @ 0% offer from m&s, can I use egg as a mule?

YorkshireBoy

simonleblank wrote:

My m&s is coming to an end. I owe about £6k. I also have £13.5k maxed out @ 0% with egg. If I pay off the m&s with cash, and I get extra £8k @ 0% offer from m&s, can I use egg as a mule?

If you're in...

* Introductory period - YES (but with a £50 fee)
* Anniversary month - YES (but be quick!!!, no fee)
* Months 2-5 of your anniversary period - NO

simonleblank

Dohhhhh! I am 2 month into Egg anniversary 0% offer. Also have abbey coming to an end with £9.5k balance but do not have enuf cash to pay it all off. Need a new card shortly (by mid Feb) with long 0% offer, any suggestions?