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Merchants accepting credit cards.
I run an online store selling high end designer clothing. After several lost sales due to the only credit card payment i accepted was through paypal, i decided to invest in an online merchant account with a major U.K. bank. The account went live 2 weeks ago. I recently had 2 people using the same computer(I keep ip…
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I have heard this can be done
I have heard that instead of transfering balance to a new card it is possible to call up existing company and see if they will reduce the interest rate. Am I right in saying this? KazF
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Stoozing with Halifax One
I have some money to stooze (with my shiny new Halifax One card ;D). However, I tried to BT to Egg online - this did not go through with an error along the lines of "This is not a card that we currently can BT to." So, my question is - what other card(s) can I BT to, and subsequently SBT to my current account? (or is there…
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is it worth applying?
Hi I have taken out some insurance for my car, which for the year has cost rougly £1200. Now its slightly my error but I wasn't aware, until the paper work came through yesterday, that I would be charged 37.3% apr on top of this. I have paid a 20% deposit and should have no problem in getting that back, touch wood! Anyway…
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How to make sure my credit card has been closed?
Due to the bad service of one of my credit card provider, I had asked them to close my credit card by talking to their customer service throught phone. Is there any way I can make sure this card has been closed? (Master card) Because I really can not trust this company. They can change any thing at any time by just saying…
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virgin bt and sbt
Hi can anyone give me some info on the Virgin CC. I am thinking of getting one to do a balance transfer. Do they charge for balance transfers, I read on their mini version of the T&C that they charge for cash advances and some balance transfers, whats that supposed to mean, you pay for balance transfers or you don't? Do…
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How to renew MBNA deal
Having cancelled Mr Smartsaver's MBNA card with a heavy heart as had £18.300 credit limit, I now find it was worth it as Virgin card has been approved with a £18.500 credit limit. ;D Maybe this is the way forward with MBNA cards ::) Originally he was turned down for a Virgin as his MBNA card was still active. They would…
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help. unexpected PAYMENT on my credit card.
Hi folks, i've just looked at my credit card statement online and there is a payment on it that i didnt make, not a purchase or anything but a payment. The question is should I phone them to query this or just lie low and accept the lower balance with an open heart?
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The most expensive credit card
Hi, This is my first post, so please forgive (and advise) any breaches of etiquette. Just wondered if I'd received the most expensive CC offer or if anyone can beat it. T&C's are these: Vanquis Visa Card typical APR is 49.9% (but ranges from 32.9%-59.9% on purchases ) £19 annual fee Starting credit limit of £250 Still, it…
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EGG error in my favour
It's nice when a bank/credit card company screw up and it works out in your favour . I opened a new card account with Egg in december, the deal was 0% credit until June. I ended up a bit miffed because only the day after my application was accepted they extended their offering by a few months taking the interest free…
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EGG Anniversary:Will they tell me?
It's as simple as that, I know much anniversary is coming up soon (within the next month) but I'm not sure exactly when. Will Egg definately E-mail me to tell me or should I ask them when it is as I really don't want to miss my 5 months. Thanks NeilH
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Ireland - 0% Balence Trans
Has anyone any advice for 0% bal Trans for members living in the Rep of Ireland. I have a member of my family who owes 10,000 Euro on one card following a large purchase.... looking to convert it into an interest free loan using the 0% transfers or at least reduce the interest. Thanks Beefster
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Moving abroad with UK cards
Does anybody know what the score is re keeping or having to close UK credit card accounts if you move abroad? The only obvious thing in the t's & c's is that you have to be a UK resident to apply for them (and I was - or should that be am ;) ). My mail redirection won't last for ever, and I'm trying to check out what will…
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Excessive charges
Background; I have been off work with a back injury for the last 17 weeks. Due to my employer not paying me while i am on the sick, I am only getting SSP which works out to approx. £75/week. Due to family being on holiday I was unable to have my SSP paid into my bank account on Friday, in fact only got it paid in…
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Monumnet Visa Platinum - 0% BT & Purchases
Just received a "pre-selected" ;) mailshot for the Monumnet Visa Platinum CC (part of Barclays) with 0% on BT and purchases until November 05. Visa Paltinum min repayment 2%. Be aware that in the small 0print they also refer to the Platinum Visa card with a 3% min repayment. Might apply for this and BT my Egg balance to it…
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Additional Cardholder?
Hi My Missus is an additional Cardholder on my CC account, if she applies to the same CC company for a CC and has me as an additional cardholder will that confuse them or does that not matter? Thanks
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barclaycard and auctionworld
>:(I wonder if anyone is in the same situation as myself. In October I purchased a diamond ring from auctionworld (this company is now in liquidation and owes many people goods and refunds). Payment for £293 was made by Barclaycard visa. Subsequently the ring was received and under the terms of Auctionworlds money refund…
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Natiowide Credit Card
I'm disputing a transaction worth £286 on my Nationwide Credit Card account. They can't take details over the phone, so 2 weeks ago they said they would send out some forms I have to fill in and post back. They didn't arrive so I called last week and was told they must have been lost in the post, so they would send some…
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Quick question - end of 0% promo period (MBNA)
Hi all My 0% offer ends on 1st February, and I've just received the January statement today, which would normally have the minimum repayment taken by DD on 5th of the month and I had intended repaying the full amount by the 31st of Jan. However, I've just noticed that on the statement is the (now customary) comment about…
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Stoozing Options - First Time Help?
I've followed with interest the Stoozing advice on here and I've worked hard (again following advice on here!) to get myself into a situation where I can now start. Still have some debts on my 0% cards which should be paid off by the time the offers end, and then I can start fully. However, I do have a 'spare' Capital One…
