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Monumnet Visa Platinum - 0% BT & Purchases

Just received a "pre-selected" ;) mailshot for the Monumnet Visa Platinum CC (part of Barclays) with 0% on BT and purchases until November 05.

Visa Paltinum min repayment 2%. Be aware that in the small 0print they also refer to the Platinum Visa card with a 3% min repayment.

Might apply for this and BT my Egg balance to it then re-SBT on my egg (still in my original 5 month period) ;D

cloud_dog
Personal Responsibility - Sad but True :D

Sometimes.... I am like a dog with a bone

Comments

  • dollywops
    dollywops Posts: 1,736 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    This organisation was in the St George's Centre in Harrow today with application forms.
  • deemy2004
    deemy2004 Posts: 6,201 Forumite
    Just received a "pre-selected"  ;) mailshot for the Monumnet Visa Platinum CC (part of Barclays) with 0% on BT and purchases until November 05.

    Visa Paltinum min repayment 2%.  Be aware that in the small 0print they also refer to the Platinum Visa card with a 3% min repayment.

    Might apply for this and BT my Egg balance to it then re-SBT on my egg (still in my original 5 month period)   ;D

    cloud_dog

    Its not the minimum repayments youve got to worry about on the Premium Visa, its the 2.5% charge on balance transfers !!!

    Two cards - Premium VISA and Visa Platinum !!
    Premium Visa
    2.5% balance transfer fee

    Visa Platinum
    2% balance transfer fee ,

    Both apparently capped at £50

    I would look at other cards first then maybe give this one a shot.
  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    It's a lot of cobblers of course, but the man from Monument claimed that their fees on BTs were [in his words] "negotiable". Whether they are as a new customer or not is another matter. But you might try that line out on Monument if you wish.

    [The card is still good for making puchases however]
    .....under construction.... COVID is a [discontinued] scam
  • deemy2004
    deemy2004 Posts: 6,201 Forumite
    They all seem to be turning into 0% purchase cards, used to be pretty rare now starting to match 0% balance transfers.

    Me thinks the credit card companies are gettign wise ;)
  • Shinds
    Shinds Posts: 448 Forumite
    I got one the mailshots as well,

    But I've been told that 'pre-selected' is just sales talk and it doesn't guarantee that u'll be accepted.. :-/
This discussion has been closed.
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