-
TESCO Credit Card 0% til Nov 05
Just seen an advert on TV saying that Tesco's are offering 0% until November 2005 on their credit cards. ;D
-
Advance Limit
Hello folks, I have a (probably very stupid!) query arising from my mint card terms and conditions. One of the items says:- "We will set your credit limit and advance limit, and we may change them at any time. The advance limit is 50% of the credit limit." My question is, what is an advance limit? I've phoned their…
-
Couldn`t transfer the whole balance to 0%
My wife tried to transfer the balance of her nat west card to barclaycard 0% but they only transfered £1900 of the £5000 total. Any advise on what she can do next or what`s happend. sorry if Ive duplicated this query from others, but I couldn`t see it in the forum Regards
-
Want To Replace My Barclaycard
Seeing as BarclayCard have removed all the perks of me having the card, I'm looking at changing my card. I pay my card off every month without fail, as I was only using it for extended warranties and price protection. So I don't have any need for 0% balance transfers. There must be a card out there that can give me…
-
quick question about Egg BTs - 2nd attempt
something weird just happened. anyway.... ...anyone know what %age of your credit limit egg will let you BT into your current account?
-
Egg Anniversary - they want to charge me!
Hi, I used to use my Egg card for purchases, but as Jan is my Annivesary month I have paid off all my purchases & SBT my limit out the day after. Now I have received a statement, giving estimated interest of £2.23 ..... Querying this with Egg, they said it was for purchases. I've emailled back to ask which ones.. I am sure…
-
HSBC On-Line Credit Card
I applied for the card on the 21-12-04, and have heard nothing since. I have given up trying to get through on the 'phone to ask for assistance especially as the number is a 0870 number at £1 per minute. I have never received a email reply or nothing. Has anyone had similar happenings or can I assume my on-line submission…
-
How late can I leave it
My 0% on Egg expires soon. The funds have to be cleared in my Egg account by 31st Jan. My money is on its way from my savings to my current account. How late shall I leave it before I initiate moving the money from my current account (paying decent interest) to my Egg card? And what method do you lot use for moving your…
-
Stoozing which card next
Hi, I have started stoozing a little while ago and have and Egg with 12 limit and a FD with 25 limit. I'm now looking to get another card, can anyone guide me to a particular one and reccommend what the next one should be and why? I was steering to a Capital One next, good or not? Obviously long term 0% is good and cards…
-
Capital One Platinum Card Help Please
Hi i have just applied and am waiting for my Capital one platinum card. My question is i am doing a number of balance transfers off two/three cards on to it ( if limit enough ) as it is 5.9% for life of balance. I have just realised however that it says 5.9% for life of balance BUT it also adds the words VARIABLE after the…
-
Targetting Tarts??
Read somewhere that banks are planning to stop 0% deals and focus more on rewarding loyalty to prevent credit card shufflingis it true?
-
What's normally on a credit report?
Hi I'm quite new to this site so if there's a webpage explaining this please point me to it. I've viewed my Experian credit report online and was surprised at how little was on it. In particular there was no mention of my Lloyds current account (many years old), Lloyds loan (2 years), Lloyds cc (6 years). All it had was a…
-
Egg upping credit limit online
Jus tgot my egg card. I read before, but canot find the thread online anymore, that you can up your credit limit online. Can someone tell me where? I cannot find a link on the egg website anywhere that seems to link to this feature. Thanks
-
Balance transfer First Direct to Egg
I arranged a balance transfer between my First Direct and Egg accounts. The cash left Egg on the 6th January, and arrived at First Direct on - 6th January :o How impressive is that - has anyone else experienced this? It usually takes at least a couple of days. Cash left my Egg account yesterday has not been received at…
-
Really Basic Credit Card Questions
Hi there I would consider myself a pretty good moneysaver....BUT I have never really used a credit card. Now I have a monthly salary I want to use a card and pay off the balance in full each month by direct debit. I can then save a months salary in my high-interest savings account by putting off paying for things by a…
-
Egg anniversary offer
Hi guys i just need to check if the egg anniversary offer for 0% for 5 months covers super balance transfers as well. i.e can i pay the amount into a bank account and have the money sat in the egg card at 0% for 5 months?
-
air miles from credit card shopping?
Hi folks, I will over a period be gong back and fourth between Th UK and barbados where i have bought a small house I intend to retire in in 5-6 years. However, I wanted to ask what the best way is to rack up a lot of airmiles with British Airways or Virgin atlantic via credit card shopping? any suggestions are welcome!
-
Applying for 2 cards at same time??
I wonder if any of you credit experts could help me out on this one? I have a large purchase to make this month and so I applied for the best two interest-free cards last month becaue I couldn't be sure whether the credit limit would be high enough on one. I applied for sainsbury's and halifax and was approved for both…
-
Avoiding Interest/charges on a large purchase
Greetings fellow citizens, I have a dilemma and hope somebody could suggest how I could achieve my aim, of paying no interest/charges for a purchase of a vehicle. Now, if I wish to buy a car, e.g. anything from 18-24K, I want to be able to juggle this debt between cards in the standard balance transfer way (O% for 6-9…
-
Dual Addresses - Does it affect credit history?
Hi Anyone got experience of applying for credit where their credit history is split across addresses? Basically I've still got most ID, bank stuff etc registered at my parents address but have lived in rented accomodation for the past 6 years since going to uni. I've checked my credit history and have various searches and…
