We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Stoozing which card next
happyhero
Posts: 1,277 Forumite
in Credit cards
Hi, I have started stoozing a little while ago and have and Egg with 12 limit and a FD with 25 limit. I'm now looking to get another card, can anyone guide me to a particular one and reccommend what the next one should be and why? I was steering to a Capital One next, good or not?
Obviously long term 0% is good and cards that often give high limits. This will probably be my last card for a while as I want to keep some of the other good ones to take over my EGG and FD balances in 6 months and it may take some work to cover my FD limit.
Any info/experiences appreciated.
Obviously long term 0% is good and cards that often give high limits. This will probably be my last card for a while as I want to keep some of the other good ones to take over my EGG and FD balances in 6 months and it may take some work to cover my FD limit.
Any info/experiences appreciated.
0
Comments
-
Virgin ain't bad.
They are run by MBNA and don't YET charge any BT Fee
Also it has 0% for 9 months.0 -
Llyods for 12mths, HSBC for 6 or 9 months. Oh and Marble, they'r quite good to go with as well.[size=-5]Olympic 2007 challenge Started 9 Jan 2007[strike]Aim Silver 2007.00[/strike] Aim Gold 3007.00 Achieved so far:782[/size]
[size=-5]Feb 2007 Grocery Challenge[/size]
28th-03rdFeb £17.75
04th-10thFeb £13.31
11th-17thfeb £18.54
18th-24thfeb £17.19
25th-3rdmar £3.700 -
Halifax One, 0% for 9 months with no fee.Mortgage Feb 2001 - £129,000
Mortgage July 2007 - £0
Original Mortgage Termination Date - Nov 2018
Mortgage Interest saved - £63790.60
ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)0 -
First post - go easy ;D
First go through a cashback/reward site typical "cashback" around £10.
Second - go for new latest offers (keen to accept) eg - Halifax old standing offer hard to get accepted. Scottish Widows new & accept where others decline ( expect £15'sh cashback ).
Third - new offers will need to beat old offers ( Scottish Widows) - part of Lloyds (Accrue Card) but beat Lloyds 0% offer ( on cashback at least)
Fourth - if you have web site or email list sign up for the affiliate program first - affiliate commision for Scottish Widows is £31. ( This option is not a quick fix/get rich solution - cashback/reward sites are easier answer )
Hope it helps ;D0 -
Fifth: Wait. According to Martin's last Tips newsletter:DON'T APPLY FOR NEW CREDIT CARDS YET! My 'don't apply unless necessary' call as better deals may be launched in the last half of Jan still applies.0
-
Has anybody heard of any new deals though? Plan to apply for HSBC and FD cards, maybe I am being impatient - after all, we are just at the beginning of the last half of Jan.It's always the grass that suffers, irrespective of whether the elephants are fighting or making love !!!0
-
Eagerly await mondays post

got itchy fingers though ......
For FD - need to apply for the current before the gold card0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
