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SBT and purchases
Example: Say I use my Egg card for all my purchases and I pay it off at the end of every month. Say I do a BT for £5000 onto it to stooze. As soon as 5k has cleared - I transfer it out. Say when the 5k clears I have - 500. Would they let me transfer all the 5k or only 4500? Would 4500 (which it is in credit) be free and…
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MRS IS MINT
My other half has just been offered a mint card. Can you do a SBT with mint?? Or do they use Cheques (How do they work???) Help Please.
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CREDIT CARD ACCOUNT WITHOUT MY PERMISSION
A credit card company has set up a credit card account without my permission. I have a mastercard, but now they have issued me with a visa account. I wrote a credit card cheque to go on to the mastercard, but got it transfered to the visa. I initally thought they had upped my mastercard limit, thats why I wrote the credit…
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egg blue, £20 credit for having card?
a few months ago i took out the egg blue card (already have a green) as had offer of £20 credit. do anyone remember this offer? and received the £20
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News article - Rate tarts should read
Please no... we enjoy playing this game! ;D 0% credit card deals 'to disappear' Press Association Monday January 10, 2005 Credit card companies are set to tighten procedures to clamp down on "rate tarts", a report on the future of the industry predicted today. A study from financial research company Defaqto suggested that…
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Credit Rating
Hi all, Does anyone know whether my credit rating can be affected if I do the following? I am thinking of opening a C/A with A&L to benefit from 5.5% and to possibly get a 0% C/C in Oct/Nov 2005, so I can BT from my Sainsburys by then. I hold a C/A with Lloyds (which I use) and a dormant C/A with Barclays. In the past…
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Something for you stoozers
Hi, my second post so be gentle. I was looking for a savings account for when I begin my Stoozing and cam accross this. Abbey offering Up to 7.00% gross p.a./AER means you have to pay £20p/m in as well but ... i've put the link below Looks good to me. Fixed Rate Monthly Saver - As long as you can save a fixed amount of…
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Very short-term balance transfers/CC cheques
Very short-term balance transfers/CC cheques What are the charges (if any) if you carry out a balance transfer but pay the total amount off before your statement date. Eg, if you statement date is the 25th of the month and you do a balance transfer on the 1st, pay it off by the 15th (before the statement is compiled for…
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Customer Credit Act
Hi, In Feb I bought goods with a company that did not fulfill the order due to bankruptcy. I payed with a Capital One card the sum of £125 & £25 for two orders. Being a moron I have yet to put in a claim with Capital. Am I too late? :/ I cannot find the time factor involved in claiming from your credit card company. I…
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Virgin credit cards
HI ALL Just a quick question has anyon else had a problem with virgin credit cards? i applied about 2 weeks ago and called today to be told that i don't have enough credit history for them to approve my application, fair enough all though i do have a couple of loans and have had credit cards for about 8 years. So 2 points…
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Airlines charging for using credit cards?
I have noticed that most of the airlines charge for paying with a credit/debit card! Are they really allowed to do this? BMI charge £4!
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Table for calculating the profitability of a CC
In the same way as https://www.whatsthecost.com is a brilliant quick way of calculating how much money you will theoretically have at the end of your stooze period, depending on how much you borrowed and over x period of time, I wonder if anyone is able to devise a similar table bearing the following in mind. There seem to…
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Someone nicked my debt!
I have had a Nationwide classic card for many years. Always in debt and costing me a fortune so I promised myself to pay it off by jan 2004 and that is what I did, Since then Ive been paying it off every month like a good boy. But after finding and reading this wonderfull forum I thought I would have a go at a bit of…
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citibank platinum - 2.9%pa life of BT
Hi there, I received a mailshot yesterday morning for a 2.9%pa life of balance transfer from Citibank. This seems extremely good for clearing my car loan and I've worked out it'll save me about £1500 on my current loan and it'll get paid off 6 months earlier. Just thought I'd mention it on here for anyone looking to do…
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"stoozing"-please explain
I'm sure i could work it out if i put a little brain power to work, but please could someone explain what stoozing is? sounds like a good way to get an excellent deal from the banks! ;D
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Barclaycard 0% on Purchases and BT's
Hi I took advantage of the above back in July 2004. My understanding of the "deal" was that I could get 0% on Purchases, and if I transferred a balance within the first two months of getting the card, I would get 0% also on the transfer up to Aug 2005. I did transfer within the 2 months and since then have reverted back to…
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Egg Blue and Egg Green
My husband has an Egg green with a £12500 credit limit - good for anniversary offer. He also has an Egg blue, about to come to the end of it's introductory period. As we intend to only use this as a card for cashback on purchases from now on, and will be paying it off in full each month, we quite clearly don't need the…
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INFO: Skynews - 0%BT's to end soon
Click Here to read the skynews story about 0% BT cards ending soon.
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How do you work the % out?
The is probably a very simple question but, I am trying to get a personal loan transfered onto a 2.9% credit card for life. The loan is approx 14k,so how do you work out, A: The monthly payment. B: The minimum monthly payment. or is it the same? I rang MBNA last night and they said to ring the cutomer loyalty dept during…
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MBNA/RyanAir two free flights offer
In Nov/Dec there was a link on the MBNA's web site stating that anyone who ran up purchases in eccess of 750 Pounds up to 31 Jan would be given a voucher for 2 free flights. A friend of mine had the card for a while and did a purchase just now. He received the voucher for the first usage of the card. The question is, if he…
