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abbey credit card
had an abbey credit card with £5k limit, recently paid off with balance transfer from Egg. How long would I have to wait before i could apply for another abbey card? Egg credit limit is £5.5k and would like one for £7.5K
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Sainsburys rejected, anyone appealed?
Hi, I got rejected for Sainsburys in December. Thinking of appealing so I don't have to use another credit search against my name applying for a different card. Anyone done this successfully? Thanks
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Cheapest way to spend overseas discussion
This discussion relates to the Save 6% by using the Cheapest way to spend Overseas article. Click on reply to ask a question or discuss.
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Alliance & Leicester dropping cashback
Alliance & Leicester has written to some of its Moneyback card customers who don't have any other A&L products with it, to say they're losing the cashback almost immediately. To discuss this click reply.
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Only 12 Month 0% Balance Transfer Card Being Ditched?
I've an unconfirmed, but VERY authoritative tip-off that the Lloyds TSB Advance card offer, the longest 0% for those wanting to shift debt, is to be dropped soon (end of month?). None of the new crop of balance transfer offers are as long as this so act quick. For more details about how to decide which is best for you…
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Marks and Spencer Denies balance transfer!!!!!!!!!
Help!!!!! Have just tried to transfer a balance from Marks and Spencer's &More card to Tesco's.... But Tesco says it can't pay it, it says it is on a list of banks that won't accept a balance transfer!!!! Is this the end!!? I don't think Tesco does a super transfer to my bank so I could then pay off M&S through My current…
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Goods for Christmas at Jan sales prices feedback
If you used the tip on how to buy goods for Christmas at Jan sales prices remember it's time to check if your presents have been reduced. Read the Original Article. Click on reply to report whether it worked for you.
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Citibank Super Balance Transfers
I've been talking to Citibank about BTs. And the press officer says it is possible to do a Super BT. Now I'm not 100% convinced the concept is fully understood by them Are there any credit card nerds out there, who could confirm or refute this? martin
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First ever balance transfer
Hi there hope you dont mind me asking as I know there is lots already on the subject of balance transfers (which i have read) but i'm still unsure of what to do and which cards charge for this service. Can anybody help a complete newby? I have just over 1k to transfer and will be able to pay it off in the next 6-9 months.…
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Alliance and Leicester Stop Moneyback reward
Received a letter yesterday saying that Alliance and Leicester were stopping their Moneyback reward scheme come the end of Feb 2005... :-( Time to look for a new offer....
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help wanted
can anybody help me, I am wanting to get a credit card with 0% on balance transfer for a s long as possible. Which are the best cards to go for?. I cuurently have an egg card & a first direct both with zero balances. Need to start paying deposits for a wedding and dont really want o to be charge 12% interest or get a loan…
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MBNA won't do (S)BT's if you're in credit
This may have come up before, but I haven't seen anything about it so thought I'd let you know. :) Tried to do an SBT from my Alliance & Leicester aka MBNA card on 14/01. Had about £17 credit (from when they'd taken the DD even though I'd already cleared the card in full - don't go there) and did an SBT of £1490-odd online…
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Capital One Account Access Online
Anyone having problems accessing their account online? I keep getting: [/font]
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BarclayCard 2.9% no longer available??
Hi All, Don't know if this has been posted, But just wondering, is it offical that 2.9% APR for life of transfer is no longer available? My bf tried to BT but was told it 5.9APR up to the 5k and then 6.9 onwards. I called to do a BT aswell and was also told it was no longer available. Has anyone has the same experiences?…
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First direct Gold to egg?
Quick question. I have just been given a 25k limit on a new gold card. Can i transfer this to my egg card- currently -10k and then move it over to my account? Can i do it in one go? Do egg worry if i am in credit by 15k? Otherwise i will need to do 3 BT from FD to egg and i am not sure whether this will cost me? Thanks
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Have i paid it off?
After taking advice from this forum, have now decided to pay my sending card in full every month. But what constitutes paying in full? Say my statement arrives with £300 on it,and i pay that straight away,but in the meantime,i have contunued to spent on the card. Is paying what is actually on the statement the important…
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First Direct- 6 Free bottles of wine
Got a mail through from first direct. If you have not had a first direct credit card (standard or gold) in the last 365 days, then your a new customer. If you apply before 28feb05 for the card then they send you 6 bottles of wine (dunno what type) No minimum spend on the card, you dont even have to be accepted for the card…
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Egg promotional offer
There was a thread on here [which I can't find] mentioning that Egg had emailed to offer certain customers 1.9% BTs until 1st June 2005. I sent a message to Egg about this yesterday, as the details of this offer [as 'footnotes'] were included in their email notification [the one that says: ''Your statement has arrived'']…
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MBNA 2% BT charge questions
I recently got an Abby card (9 month 0% BT card) and balance transferred £4000 to it over the phone. I was told the 2% charge was applicable. 1. Is there any chance they will try to charge £80 and not the specified £35 caped rate that is stated in their documentation? 2. Will this £35 charge sit accruing interest while the…
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Is age a problem for a credit card tart?
I have been a credit card tart for many years now. However I'm now nearly 64 yrs old and just wonder if the credit card companies discriminate against age if I continue to make applications for cards. I'm not sure if I can afford to retire at 65 so I might have to go on working. Would be grateful if any one in the know…
