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First ever balance transfer

Pete.g
Pete.g Posts: 759 Forumite
Part of the Furniture 100 Posts Combo Breaker
in Credit cards
Hi there hope you dont mind me asking as I know there is lots already on the subject of balance transfers (which i have read) but i'm still unsure of what to do and which cards charge for this service.

Can anybody help a complete newby?

I have just over 1k to transfer and will be able to pay it off in the next 6-9 months.

Cheers,

Pete.
I'll get me coat!

Comments

  • bpyoung
    bpyoung Posts: 3,008 Forumite
    Part of the Furniture Combo Breaker
    Go for Egg. It's very easy to do everything you need online, the flexibility of BTs to your current account and the anniversary offer is handy too. No charges for BTs.
    [size=-2]Matched betting profit: ~ £30,000 since Jan 2005
    Quidco cashback: ~ £3,500 since May 2005
    Topcashback: ~ £2,100 since Oct 2005
    Rpoints: ~ £600 since June 2004

    It's only fraud if you get caught.

    I don't offer advice by PM so please post your questions in the appropriate thread.[/size]
  • Unbelievable_2
    Unbelievable_2 Posts: 777 Forumite
    Another card to consider would be the Halifax One card - it has 0% for 9 months and as far as I know still has charge free BTs.
  • Martinslovechild
    Martinslovechild Posts: 1,560 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Citibank also offer a card which has 9 months at 0%
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)
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