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Barclays Fraud and their refusal to investigate + default
I recently checked my credit report to discover a Barclays account that I considered to be in dispute as there was fraudulent activity on the account was listed as a default. This dates back to 2008, somebody paid two cheques into my account for large amounts (something like £9000 & 13000) I have the statements at home…
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Halifax Fraud attempt
Hi I just thought I would share what has happened with me today. My main back account is with Halifax and I also hold an ISA with them and my credit card. I only ever access my account at home and not on public computers. I received a call on my mobile from Vodafone telling me they had receive a request to divert all calls…
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Joint Account - Credit rating effects
Hi there, I currently own a joint account with my flat mate who is having a few money issues. Our account has no overdraft available and as such we have no shared credit applications/facilities available. I understand that there is going to be a financial association between us, however I'm not sure what the impact on my…
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barclays bank account blocked
Hi I opened a new account with barclays on the 14th and received my debit card yesterday. I made my first deposit of 2500 into the account yesterday and made a couple of online debit card transactions without any problem. however, when i attempted to top up my.oyster card on the tfl website it got declined. It was late so…
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Piggy banking
Hi all, I have been reading about budgeting and handling finances a bit better, I was reading about 'piggybanking' and feel that this could be a real benefit for me and oh, but I just have no idea were to start. So far we have a lloyds platinum account ( oh's name) a lloyds classic account (my name) and we have just opened…
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What the hec...Nationwide FlexDirect overdraft? free but cant apply?
Has anyone tried clicking on overdraft options on internet banking of nationwide? Is says overdraft cannot be given? so is it planned or unplanned overdraft thats free for a year? as the planned option doesnt seem to work on my internet banking...it maybe too premature to ask for an overdraft that why? anyone else come…
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Can't get a Business Bank account????
Hi, So I setup my company about a month ago now and have been struggling to open a business account, I first tried my bank NatWest and they have declined me, they won't even give me a foundation business account! Ok my credit rating is poor but its not that bad!! So I tried barclays - DECLINED, Lloyds - You guessed it…
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Not yet paying first direct charges
I have held an account with first direct for nearly 20 years . I have been happy with them , and have had no problems . I note that they charge £10 a month , unless you maintain a balance of £1000 (which I don't ) . For some reason , I have never been charged . I don't have £1,000 going into my ac!!!! every month (I wish)…
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how many bank accounts and why?
hi all, i am just trying to get my finances into some sort of organization,because at the moment it is just written on a stray piece of paper. i have seen on this and a few other sites that people have multiple bank accounts, is there any reason for this, what are the benefits of this. how many bank accounts do you have…
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First Direct Terms Changing
I see in the letter they just sent me that the Banking Fee waiver is changing. It now says: "You will not have to pay the Banking Fee for any month in which you pay into your account (other than by internal transfer from another first direct account) a minimum of £1,000 or you maintain an average monthly balance on your…
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Baby Current Account
I would like to set up a current account (bank) for my new born baby boy. He already has a junior ISA and premium bonds set up. Does such a Bank Account exist?
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pay into USD
i am in a need to pay a service provider in USD. they do have a USD bank account in UK. they also accept credit card payments I have cash of course in GBP whats the best way to pay them?
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Question about ethical bank account
Hi MSE-ers, About 6 years ago I moved all my banking (current account, credit card, savings, cash ISA) to Smile as they had a good ethical rating, cashback on the credit card, and good interest rates on the ISA, savings and current account. Since then I’ve moved my ISA elsewhere, but keep about £200 in my savings account…
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Letters from Moorcroft/Midascreditservices
Hi guys, Just looking for some quick information regarding an old bank account and a small debt. Towards the end of last year I wanted to close my account with the Halifax, it was a reward account costing me £15.00 a month which was a waste really. Therefore, I contacted Halifax and asked about closing my account and…
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Opening a New Bank Account - How Hard?
I have an appointment today with a high street branch to open a new account. I want an account with basic facilities and no credit or extra's, just something that allows me to put my wages in (about £600 a month) and have my rent come out, naturally an ATM card would be great but I don't even have to have one of these if I…
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Triodos Bank offering personal current accounts
Ethical bank Triodos Bank are about to begin offering personal current accounts. The account will come with no debit card and no Faster Payment facilities. But you will be issued with a cheque book and you will be able to set up Direct Debits and Standing Orders.
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cannot get bank account
hello, i have some serious issues. so i'll start from the top In 2012 I had a halifax ultimate reward account with £100 overdraft, a halifax credit card with £500 limit and a vanquis credit card with £250 limit and a halifax ISA. all account were used and money was paid via direct debit to each credit card. I was accepted…
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why doesnt any1 offer deposit accounts????????????!!!
Hi Does anybody know where I can get a deposit account from? The type of account where you give them a little safe with gold or money and they give you like a key and charge you £10/month. Barclays used to offer the service but no longer allow it however HSBC used to but say they are full! I dont know if it is just my…
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So I've not been paid?
I receive an incoming BACS payment into my Halifax Current Account every Monday. It actually arrives into cleared funds in the account at 10.03pm every Sunday evening. For the past 3 months or so it has arrived at 10.03pm Sunday without fail. Prior to that it seemed to arrive around 1 or 2am Anyway, tonight I logged into…
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transfer money to EU (netherland) bank account
i have to make a payment to some once bank account in Netherland. whats the best way? i tried the calculation on internet banking and my back says it will cost me £2666 to send 3000 euros inclusing £10 charge.
