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Is anyone else having issues with Halifax Online Banking tonight?
Just tried logging in to do some banking, I can log in, but no balances are available and unable to do anything. Is it just me?
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Joint account killed my credit rating
Hi I opened a joint account with my girlfriend a couple of years ago, for paying shared costs, bills, mortgage etc. We have lived together for 10 years. I didn't realise at the time, but this has damaged my (otherwise solid) credit rating. She has history of debts and this now shows on my credit rating report. So I'm going…
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FlexPlus new card warning!
A quick warning to anyone who's upgrading to a Nationwide Flexplus account: My new card doesn't seem to work online, for chip and pin transactions or in my pin sentry for online banking. I haven't tried it in a cashpoint yet. Annoyingly, I cut my previous bank card up before trying the new one. NW don't know what the…
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Cyprus government raiding bank accounts : Santander.
Will Spain be allowed to raid Santander bank accounts in Europe and UK?
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Offshore bank account or money transfer service?
Hello everybody as I do have a property abroad, I'm getting bother to keep paying money while converting money regardless is buying foreign currency within UK, or using the credit card while abroad. So I was thinking to open an offshore bank account, but some of them are impossible to open (Lloyds International for…
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Do planned overdrafts affect credit rating?
By not paying planned overdrafts, does this affect credit rating or is it only the NOT paying the unplanned overdrafts? How can you increase your credit rating?
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Opening Bank Account
Hello everyone, I'm looking for some help. I am an Irish student interning in London this coming summer and would like to set up a bank account for wages. Is this possible? Has anyone got any advice? Thank you!
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Nationwide Flexdirect Internet banking - R85?
I opened up the Nationwide account about 2 weeks ago, i received my card but not my internet banking details. Apparantly, my details didnt match so i had to re-register online. Anyway, for those that have internet banking with nationwide, do you have the option of requesting an R85 online like santander....with santander i…
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Cyprus: Bank Levy of 10% on all accounts
Have you heard the latest news? http://news.sky.com/story/1065753/cyprus-postpones-vote-on-savings-raid-bailout Cyprus is going to impose immediate tax on all account holders, residents and non-residents, companies and individuals: 1) Accounts with balance up to €100,000 - 6.75% tax 2) Accounts with balance of €100,000 and…
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Money management account idea for the Banks
I am in the process of switching to a Nationwide Flex Plus current account (newly featured on MSE premium accounts) and whilst looking around the market I tried to find an account where I could manage my budget and put sums of money each month into 'folders' rather than open lots of different accounts to set aside money…
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Direct Debit
Not as daft as it sounds but can a DD be set up to pay someone else's credit card ie not from a joint account but from an account belonging to the partner?
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Money not held in accordance with client money rules of FSA?!?
Hello, I've got an account with Santander and today I got a letter with some changes to the Terms and Conditions. The section about 'Your Money' states: To be honest, I don't know what this paragraph means but I was wondering if it's something to do with the £85K protection that's offered to bank accounts in the UK? Do you…
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Cyprus bank accounts being robbed
Does anyone here remember a poster called The Thrilla or Thriller or similar? He was a prolific poster back last year and he predicted what is happening in Cyprus right now. If I remember right he said one day our bank balances would reduce, without our permission. I am completely shocked that this can be allowed to…
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First Direct account activation and internet banking?
My acc no and sort code were given on completed the application. Do you need to telephone them to activate the account? As it just states that my debit card and other details will be on the way within the next 7 working days. Will this include internet banking or would i need to request this?
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Leaving FIRST DIRECT for the £100 incentive?
After being with FD for 6 months, I understand that you must use FDs switching service to leave as well? (to gain £100 leaving fee) So, whats the process of leaving with First Direct? Do you need to contact them first or do you contact the new provider first? Can anyone shed some light on this topic, anyone who has done…
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Flex account or flex plus or flex direct
Hi I'm confused and wondered if anyone can help? I have a joint flex account with £2200 paid in each month. I have upgraded the free travel insurance to worldwide including my daughter. It runs out mid holiday in Sept 13. We all have pre existing health conditions. From memory it was about £50 to upgrade. I was wondering…
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Co-op Bank Scraps Paid For Current Accounts
"All three of its deals — Privilege, Privilege Premier and smilemore (offered through its Smile internet bank) — will be scrapped on the same day that the Financial Services Authority (FSA) introduces new rules to stamp out potential mis-selling."…
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FD fee
There's a change to the T&C for the fee waiver effective 1st May. They're reducing the need to fund accounts from £1500 to £1000. What is not clear to me is whether just having an e-savings account with £1 is still acceptable as an alternative to the need for monthly funding ( or keeping a minimum balance) Do you guys know?
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LLOYDS TSB address change part two!
Where do I start with Lloyds TSB! Well I am hoping that this is the final complaint I make to them.... Having taken three months and a promise to resend statements four times, to get them to change my wifes credit card address. We then recieved a letter from Scottish Widow thanking us for the change of address!!!!! We then…
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Nationwide FlexDirect 5% incredit interest
I currently have a Nationwide standard bank account but have just seen the FlexDirect with it's 5% offer. I currently have 14k I need to decide where to save for the next 12 months, before I purchase a property. For various reasons I would like to keep my existing bank account. The Flex Direct requires external payments of…
