Do planned overdrafts affect credit rating?

juanmanuelmarquez

By not paying planned overdrafts, does this affect credit rating or is it only the NOT paying the unplanned overdrafts?

How can you increase your credit rating?

BugsyBrowne

juanmanuelmarquez wrote: »

By not paying planned overdrafts, does this affect credit rating or is it only the NOT paying the unplanned overdrafts?

How can you increase your credit rating?

As in what way? They'll effect it in the way of available credit if you use it or not.

Sharon87

Not by much it all depends on you overall credit available to credit used. If you have a high percentage of credit being user then that's a slight negative.

But I applied for a credit card when my overdraft of £1500 was mostly used and I got accepted.