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Piggy banking
KimLouise17
Posts: 183 Forumite
Hi all,
I have been reading about budgeting and handling finances a bit better,
I was reading about 'piggybanking' and feel that this could be a real benefit for me and oh, but I just have no idea were to start.
So far we have a lloyds platinum account ( oh's name) a lloyds classic account (my name) and we have just opened a co operative current account, we also have a halifax saving account and an esaving a isa linked to hubby's account.
According to the budget planner here on MSE we should have around £450-£500 spare per month, which to us would be a hell of a lot but at the end of each month we just don't see it, but yet again we are very careless spenders and if its there then we will spend it.
I thought the piggy banking will be good for us because that takes that spare money away. Out of sight, out of mind.
I just don't know where to start in terms of which money in which account etc..
I hope someone can help
I have been reading about budgeting and handling finances a bit better,
I was reading about 'piggybanking' and feel that this could be a real benefit for me and oh, but I just have no idea were to start.
So far we have a lloyds platinum account ( oh's name) a lloyds classic account (my name) and we have just opened a co operative current account, we also have a halifax saving account and an esaving a isa linked to hubby's account.
According to the budget planner here on MSE we should have around £450-£500 spare per month, which to us would be a hell of a lot but at the end of each month we just don't see it, but yet again we are very careless spenders and if its there then we will spend it.
I thought the piggy banking will be good for us because that takes that spare money away. Out of sight, out of mind.
I just don't know where to start in terms of which money in which account etc..
I hope someone can help
0
Comments
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Maybe it would help if I put my i goings and outgoings up?0
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