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halifax current account application
Hello MSERS I was wondering if any one could give me any their thoughts. I was looking at apply for a standard halifax current account. When you apply it asks a numbers of questions to begin before you start completing the application form. The one question is have you ever had a CCJ issued in the last 3 years? I have a 5…
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HBOS/Lloyds integration
Evening Any techies or those in the know who can answer the following? Once the systems are intergrated overnight tonight will I be able to access full functionality on my smart phone? At present I can view the accounts page, but none of the links work. Just interested. Thanks, BiB
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6th form college 16yr old student, best bank account?
As the title says, could anyone please recommend a bank account for a 16yr old girl about to start 6th form college? She has never has a bank account before and also is starting a new Saturday job where her employer wants to pay monthly wages direct into her account. Any banks with good incentives to join?
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Bank account for 16 y/o & linked accounts?
Wasn't sure if to post this here or in the students forum, so mods feel free to move if it needs moving. I am looking for some advice for my 16 year old. Currently I pay his monthly allowance into his bank account along with a set amount for clothing, smellies, his various clubs etc which he then has control over and is…
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Bank account and credit rating help!
I am in my last year of study at University and last week I decided to open a student bank account to take advantage of the benefits. I already have a current account with Yorkshire Bank and went to Natwest and applied for a student account but was rejected. The only reason the lady could think of was my credit rating. I…
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Have I been accepted for my Santander 0% interest on OD account?
Hi all.... I was just wondering if anyone has any experience of opening an account with Santander....I applied for the 0% interest with Santander as it's a great offer 12 months interest free and they usually match your current Overdraft.....oh and you get £100 for switching and £55 if you use topcashback.... I received an…
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Why does society make us feel guilty for taking coins to the bank??
No matter if it is even just a few bags of silver, people in the queue sigh and tut even though paying a few bags directly into your account is quicker than paying bills or whatever that other people do!' Why is this?? It's only money!
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ISA questions
Hi Not sure if I'm being a bit thick or not - is there anyone out there who can help me understand ISA's (I have read the info on board but it still isn't making full sense!!) - friend has also read it and we have both interpreted what we've read differently LOL If you have an ISA you can put £5300 per year tax free. Now…
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Too much money into my account!
I recently sold an item and gave the buyer my bank account number and sort code so that he could transfer the money into my account. We both hold Santander accounts so this happened quickly. However, the bank made the payment of £210 three times to my account on the same day. What is the correct way to put this right…
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Premier bank account (and extras) - worth it?
Around a year or so ago someone from my bank (Natwest) asked if I could go in and see her. Quite intrigued I went along and met a relationship manager. She had a sidekick with her. Between them they persuaded me that it was a great idea to start paying for an Advantage Private bank account (£19.95pm) as well as to start…
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New joint account advice?
Me and my partner are planning to get a joint account we both fully trust each other so that's not a problem we're just are unsure about which bank to go with, we both have accounts with hsbc and haven't had any problems as of yet, any advice from the experts here?
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Santander preferred Current Account
Hi, I went into santander today and they upgraded my first plus to the Preferred account complete with cheque book. Was wondering if anyone could advise if this would advise that my current rating is acceptable in the eyes of santander? Would getting this account complete with cheque book be a good thing? I know that there…
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Debit Card payment taken from my bank account to Wonga but I have never used them!
Today my brother discovered a debit card payment of over £300 taken from his bank account to Wonga.com. He has never used them, is not in any debt, hasnt used any loan companies and has even checked with his wife who confirms the same. His bank (Santander) are saying that he needs to contact Wonga and if no joy within 30…
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First Direct and Barclays
I was suprised today when I made a payment from my First Direct account to my Barclays account and noticed that the payment transferred immediately - as in, even though its a weekend, I could see the payment from FD in my BB account as soon as I had logged in. It's dated the 12th, but apparently is already cleared. Have BB…
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LTSB Current Account
I applied for a current account with Lloyds TSB and was expecting an immediate yes or no but instead got we'll be in touch within 7 days. I already have a current account elsewhere so I'm not in any rush. Is this a normal response?
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Halifax - Can no longer see old statements?
Happy to accept I'm just not looking properly, but I can't seem to see any old statements online anymore since the site changed a few months back. Is it just me or has the ability to do this been removed?
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Bank allowed my son to go way over his overdaft
Could anyone give me some advice. My son has an overdraft limit of £400 pounds, he checked his balance and thought he had sufficients funds in to to allow for some large payments but forgot a couple of cheues had not cleared. The bank let him go overdrawn to a sum off nearly £3,000. What are his rights as we cannot believe…
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overdrawn with lloyds tsb. please help!
Does anyone have experience in getting a temporary overdraft with lloyds? Im going to be 36 overdrawn due to mothercare taking a payment a month late. I hace a cheque leaving my account wednesday too and hace no money till 20:th!
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RBS graduate account
Just a heads-up about this account, which is the best graduate account pick on the main site at the moment. I went into my local RBS branch earlier today to try to open one but was rejected on (I think) the credit scoring bit. 'I think' because the branch adviser didn't seem to know why (she was also 30 minutes late for…
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building society error ..help needed
can anyone help me ...last month my account had £600 deposited into it ..at the time i had only just renewed my tax credit an was told any monies due would be payed directly onto my account within the wk or so ...so when this ammount appeared i assmumed it was from them ...and after checking my statement it just said band…
