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Financial Ombudsman success - FOS complaining does work!
I am posting to big up the work of the FOS as they do actually work. Recently got one over on Santander after they disagreed with adjudication. The FOS send you a posh envelope containing a nice final decision certificate on expensive paper (not watermarketd) which you can frame an put on your bog wall. Tips for a…
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Bank of Scotland Easycash no longer available
Hi Folks, Just noticed that the Bank of Scotland Easycash is no longer available as of 09 September 2011. Any comments? http://www.bankofscotland.co.uk/bankaccounts/packaged-accounts/
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Swithed bank account and now recieving charges
Hi guys, My girlfriend switched bank accounts from HSBC to Lloyds tsb in April of this year. She however got a phonecall this morning from HSBC saying she owed a direct debit from May. The account should of been closed as Lloyds apparently took care of all that for her, even so they said they woukd carry over her existing…
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How do card scammers get your details?
I have several accounts, one of them (Barclays) is used for big bills, I never use the card apart from the odd yearly bill. It'd been about 8 months since I last used it and I did a phone payment for B&C insurance to Shiela's Wheels, then 2 weeks later get a call from the bank fraud dept. that it'd been used online for a…
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Any advice on Smile?
I currently have been lucky enough to secure a new job, bringing my new monthly income to over £1000 per month. Having heard some good feedback previously about Smile Banking I was wondering what your views are on the bank? I currently bank with Barclays, and to be honest am a bit of a saver. Well.. I'm looking to get back…
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Ryanair card -the only way to avoid payment fees
Ryanair have introduced their own prepaid Mastercard, and it will soon be the only way to avoid their card payment fees: http://www.thisismoney.co.uk/money/holidays/article-2037341/Ryanair-starts-charging-MasterCard-payments-introduces-free-Cash-Passport.html
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complain to Lloyds for misadvising at account opening: silver as the only option
Hi,three years ago my friend, who just arrived to the uk , was miss advised at a Lloyds branch that his only option to open a bank account is the Silver.The adviser didn't mention the free basic current account.He didn't sign any contract with them either, only the advisor signed her own.When he was charged the first…
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can i get a spending/withdrawal block on my account?
i'm currently trying to pay off my student overdraft and i'm wondering if it's possible to get a spending/withdrawal limit placed on my account while i do that? whenever i try and pay it off, i always go back into it when i'm a little short on funds, but i want to, if possible, put an actual block on it, so whilst it's…
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complain to Lloyds for misadvising at account opening: silver as the only option
Hi,three years ago my friend, who just arrived to the uk , was miss advised at a Lloyds branch that his only option to open a bank account is the Silver.The adviser didn't mention the free basic current account.He didn't sign any contract with them either, only the advisor signed her own.When he was charged the first…
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TSB Woes Omg
Well i dont know where to start here ! way back i set up a overdraft of £200 for my currant account with tsb for a few expensives while traveling, i did miss payments for a while but i did not go over my over draft, however after 4 years now paying £20 a month im now £500 in debt with them ??? work them figures out ! i…
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Bought somthing but available balance hasnt changed
I payed 30.60p for petrol this evening. When checking my account this evening the avilable balance has not changed Shouldn't it be instant? Does this mean ive ended up with free fuel... lol
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Would we be able to get a joint account?
Hi, I'm just wondering whether it would be possible for my partner and I to get a joint account {as we are soon moving in together}. I have a terrible credit report and have a feeling this will prevent us from getting one. Any advice/comments welcome. Thanks Kirsty xxx
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RBS Select Silver Account
Hi Guys & Gals! I'm new to this so please bear with me! I've applied for the RBS Select Silver Account and awaiting the paperwork coming through as it said online I was accepted for the account requested (also said I could choose royalties gold instead). Having read some confusing things on other websites I thought this…
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Halifax Reward Current account
Am I right in saying that if I put £1,000 in there and then take it out the next day I will get the £5 given to me for the next month? Sounds far too easy, there must be a catch!
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HSBC internet banking - how often do you use it now?
Do you use it considerably less now compared to before those annoying secure keys were introduced? Has the key greatly impacted the user experience of internet banking for you? I used to login several times a week, and now I rarely login twice a month! It also means you have to carry the bloody key with you, and find it,…
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Help please, santander paid my money into someone else's account
Hi, Today my hubby went to our local santander branch to pay some money into our joint account, he handed over his debit card and cash, he got a receipt and came home. When he got home he realised that the receipt was for someone else's account! We have checked our bank balance and the money has not gone into our account.…
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Second Current Account for Billing / Recurring Payments
I'm a recent graduate with a Graduate Bank Account from HSBC. I've followed a lot of the advice on this website for budgeting yourself but I find myself getting a little overwhelmed trying to track and budget regular payments especially when they're taken out annually. I was thinking about opening a second bank account to…
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Natwest step account closing
Received the email, they're switching me to a basic account: We are making some changes to our range of current accounts. The main one that will affect you is that we will no longer offer the Step Account. Having reviewed your existing account, we believe our new Basic Account is the current account in our new range that…
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Under 19s account - Lloyds TSB 16-18
How is the Under 19s account - Lloyds TSB 16-18? I was going to get it for my son as he is having issues with his Santander Debit card not being accepted. It is unembossed and the local shop uses a ZIPZAP machine. How is the account? Is it a full account? Does it all faster payments,Bacs,Standing orders all online etc?…
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Not my debt.
My daughter has had a letter from Halifax stating that she is in debit to £49. They say they are going to charge her £10 per day until she repays the debit. They state that she requested a number of payments on !0th Sept. This account has had nothing in it for around 5 years and has not been used in that time. She has no…
