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Hsbc student account question...?
I opened a HSBC student account back in June 2008, used all of the £500 interest free overdraft and the account has been inactive for 3 years this month. Called up today and they were very nice but informed me my account was currently in collections, however I said I'll be crediting the account with £5k at the end of June…
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bank messed up, any advice please?
I hope i am posting this in right place, ive put it in MO as its about personal money issues. Its easier if i start at the beginning so this may be a bit long and drawn out im afraid. Basically i opened a student account in October 2003 with Natwest. I had the agreed overdraft and never had any issues with the account. I…
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Tesco banking planned outage 17-20th June
details: http://forums.moneysavingexpert.com/showpost.php?p=44484416&postcount=13
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Did you switch current Accounts to Santander around the end of March?
Hi Folks, this is my first post here. My wife and I opened a joint current account with Satander around the end of march as part of their 'Hassle free' (yeah right) account switching process and have run into several issues, and have had a right nightmare with them. Unforunately we've mislaid the correspondance they sent…
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Banking dispute
Hi there My son paid £500 into my bank account this morning - he said the tiller counted themoney and wrote £500 on the receipt and stamped it, the money went into my account and then went out again and now shows £400 paid in (says error of £500 paid in.) I have spoken to the bank and we are at a stale mate - they say £400…
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Getting bank statements for a closed account
I currently have an account with the Halifax. I previously had an account with them which I closed down. I now need statements for the closed account. I rang Halifax and got a dizzy girl on the phone who sounded like she was eating and she said that I couldn't have historical statements.
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problem with cash machine inside Santander
They have installed a new cash machine its called Colin its quite advanced but there always seems to be problems with it. Today i used it there was no note to say it wasnt working. I payed in some notes but instead of confirming and giving me a receipt it broke down and froze and said out of action. I told a mos who took…
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Lloyds TSB or HSBC?
I know this a broad question, but which bank are better? Also, out of the two who are stricter in terms of opening account with if your credit rating isn't great. Thanks.
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Norwich and Peterborough Gold Light Account
Hi I'm going away travelling for the next year or so and have been looking at what cards to use abroad. I have applied and got the Halifax Clarity Card, but my credit limit isn't huge. And so I wanted a normal account to use as well, and N&P seems to be the best. For the Gold Light Account you have to make 5 transactions a…
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Thinking of switching to Halifax
Hi Moneysavers, I'm thinking of switching my current and savings accounts to Halifax and I'm looking for opinions on their service. I currently bank with Cahoot but they seem to be neglected by Santander and I'm not impressed with the interest rates they now offer. I'm tempted by the £5 per month payment for the Halifax…
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Halifax Chief Executive
Does anyone on here have the email addy for Halifaxs Chief Executive, I am fed up of being fobbed off by Halifax and want to go higher Much thanks
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Banking Help
Hi This is probably a bizarre question, but can anyone tell me if it is possible for me to open a current account (I need a debit card) + savings/ISA without my partner (who I live with currently) knowing? I need to make plans for MY future (which does not involve him) and I am worried that if a bank does a credit check on…
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Lloyds TSB or HSBC?
I currently have an account with both Lloyds TSB and HSBC, but I want to close one and just CANNOT decide! In the next 3-4 years I plan on moving to New York so am thinking that HSBC may be a better option? On the other hand Lloyds TSB apparently have better customer service and are less strict with customers who have a…
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Frozen account
Hi could comeone please help me with this, I was made aware today that the funds in my bank account has been frozen due to a credit card that I had with nationwide that I defaulted on last year. Can they just go into my savings account and do this? I have been speaking to some sort of collection agency kpr I think who have…
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Santander Nightmare
Santander allowed £1,820 to be taken from my account by a fraudster. I reported this on June 5 around two days after it happened. Since then I've been ringing them regularly and been in to branches to try and chase it up. But STILL they have not resolved it. They initially said that somebody would be in touch within 48…
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What is a bank internal score?
Hi everyone, can you give me a little advice please? I was in my bank today and a customer advisor asked me to go into a side room and whilst there, they told me I had a internal score of 3 but I didn't get to ask what it meant because the branch was very busy. I felt guilty of taking up their time. The customer advisor…
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RBS Student account
I'm a student on the RBS Student account, and in March they give me 1000pound overdraft interest free, bk in nov they gave me 500 pound. with Uni over for the summer, Im really hard up only 60pound to my name ! Do u think If I go in and explain my situation they will give the full £2000 interest free overdraft ?? It does…
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Company Bank account
Hi myself and my 2 brothers have startwed a business and are ready to open a bank account. The type of account we want is just one that simply lets us pay money in and pay money out. we dont want any loans,overdrafts or anything like that. the only problem is one of my brothers has bad credit, will this stop us getting a…
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Questions about Halifax Easycash (basic acc)
I signed up online for the Halifax easycash on Sunday but havent received any email or post, how long will it take? is this normal? With easycash can I do international transfer (at the decent rate of 9.50) via the online banking? Thanks
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Best bank account..
I am looking to change my current bank account from Santander. I am trying to get an idea of the various good and bad about particular banks, but read good things about one, only to come across bad star ratings somewhere else. Well I have been with both Nationwide and RBS in the past and was not impressed. I have been…