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Template letters
I Aam switching banks from HSBC to Nat west , can some one point me in the direction of a template letter to send to employers to change accounts for BACS payments , also i am going to switch all my DD`s myself , is there a template letter to inform company's of my new account details. cheers
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RBS Account Opening Issue
I hold a key account with RBS. Impressed with the TV add for savings goals I decided to apply online through my digital banking for a savings account. At the same time I decided to apply to upgrade to a current account. Both were accepted and I was given sort and account numbers and also advised I would receive my card(s)…
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Organising finances and filing system
Hi, I am looking for new ideas of keeping on top of my finances and paperwork at home. I am currently using a concertina type folder with a section for each category - ie phone/rent/council tax/utlity bills etc but I also have my passport, birth certificate and things to keep permanently in the same folder. I find it a bit…
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co op cashminder account
My son applied for the basic cashminder account this afternoon. The application according to the lady who did it said it went through but did mention something needed to be checked but he should get it the pin sort code debit card within the next 5-7 days. My son is a little impatient and called the co op helpline the…
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Natwest Business Account being bought by Santander
I've got a business account with Natwest and it's based in the Direct Business Banking Centre. I've had a letter from them to say that the Direct Business Banking Centre is one of the parts of natwest that's being sold to Santander and as a result, my account will also be transferred to Santander. My conern is, Santander…
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Details sent to wrong address
My partner has just discovered that all her bank details statements etc have been sent to an incorrect address held on her account. to make it worse it was the address of her ex husband who must have changed addesses three times over the past six years and has advised the bank to send the details there. The account was…
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money left at atm
dont know if this is the right forum but am hoping someone can help me i went to a santander atm tonight (i am a santander account holder) and made a withdrawal for £10 cash. I noticed son across the road and picked up card leaving cash The street was really quiet when I went back over my money was not there, I wondered it…
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Chaps payments how long?
Paypal paid some money into my bank account today at 1.50pm via chaps and its still not gone in yet so just wanted to know how long it takes to hit the bank account? I bank with Halifax and hope it goes in today.
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Natwest pre-approvals
Just a quick query for any Natwest employees. My girlfriend has an Advantage Gold account, turnover fairly high but money in and out fairly quickly. Just recently I read that internal scores are updated around the first Monday in the month and she had a few hundred pounds sat in there this month. In 3 yrs there has never…
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pre paid visa/mastercard?
Firstly apologies if this is on the wrong board, but can anyone give any advice on pre paid cards? I was told about the Thomas Cook cash passport while in a branch recently and was interested because it seems a great idea for our holiday in 2 weeks. Having done a little reading I decided to go ahead and load up a few days…
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Bank Holiday conundrum
I have a lloyds bank vantage current account and i am paid on the 1st of the month, the account pays interest monthly as long as you deposit a minimum of a £1000 per month. My May salary was paid in advance on 28th April because of the bank Holidays as a result of this I did not deposit £1000 in the month of May and the…
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Lloyds TSB "added value" accounts re: travel insurance/motor cover - your thoughts?
Previously had LTSB added value account. I don't anymore, having worked out that what I was paying per year and using did not add up. However, what about the following: 1). Travel insurance required. Silver account costs £7.95/month. Upgrading to a silver account would cover the account holder and their partner for…
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Santander Zero Current Account for Travelling
Hi, Im going travelling in 3 weeks and im looking at different options for safely carrying large sums of cash. Seems I can either go with the santander zero account which doesnt charge for overseas transactions but I am unsure what the exchange rate is like... Or I could go for a pre-paid cash card such as the FairFx card…
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Help please, managing money whilst travelling in Asia
Hi, please can someone advise me. I am currently traveling in Australia and was wondering whats the best way of managing my money when I arrive in Asia before I being back in the UK. I will be visiting Thailand, Cambodia, Vietnam and Laos and have an Australian Account, Nationwide and Lloyds Debit card Account. Is there a…
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Opening Halifax account?
I applied for an account online and found it quite easy. Then they sent me the username and password. Fine. I logon to find 2 accounts?!? Then they send me a letter to say I need to pay £100 into an account before I can get my debit card?
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Sainsbury's bank log in issues?
Keep getting "tech difficulties" when trying to log in ...any known issues?
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Santander to HSBC bank transfer time?
My dad is going to transfer (not online, over the phone or via his branch) £2,850 from his Santander account to my HSBC account. Any idea how long it will take to reach my account? Just heard that Santander are a little slower compared to other banks...
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Over the counter cash withdrawal limits?
How much can you withdraw daily over the counter in HSBC and Santander branches? For example say the amount is £3k...I've been told there are limits and you have to give your branch notice or something?
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Best bank account for a 16 year old
My 16 year old has been offered a part time job and needs a bank account for his earnings to be paid into. He's going to remain in full time education. Can anyone recommend a bank that would offer him an account and a cash card. Do banks still offer freebies to full time students opening an account? Or are they all just as…
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Someone accessed my Natwest online banking...
Hi all, A few weeks back I noticed that £5 had been deposited into my bank account, thought it was a bit strange so kept an eye on the account. That evening I tried to log onto my online banking and my password was asking for too many characters, suggesting the password was longer than normal. Anyway I went through the…
