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Can the bank charge me for this??
I used to have a Cahoot flexible loan account and got an email one day last year to say that they had closed it as the balance had been 0 for a year. Unfortunately I did not print off all my bank statements before they closed it and they have now said they will charge me £5 per statement copy (i need over a years worth).…
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Finding estates / bank accounts etc of deceased?
My grandfather died approx 15 years old. At the time my father could find no traces of his bank accounts etc. My dad tried tracing them via mylostaccount.org but was told there was nothing in my grandfathers name. A few days ago my dad received a letter from a company called Fraser + Fraser who are Genaeologists and trace…
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ATM Dispute
Hey all. On Monday 15th I used a alliance and Leicester ATM to try and withdraw £300, I entered 300 on the machine, I could hear it counting the money as normal, this took about 10-15 secs, it then gave me my card back and on the screen i noticed it said "Transaction cancelled" and no money got dispensed, i thought it…
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Abbey / Santander Faster Payments
Hi all, after reading countless amounts of tips and advice on here, im now making my first post looking for some more help if you dont mind. My question is regarding Faster Payments, and more importantly Abbey/Santander's part of this scheme. Basically i recieve a large payment from a flat mate every month, which cannot be…
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Internet Fraud
My internet account was suspended last week when someone tried to withdraw money from it. A week later and they've somehow managed to withdraw £1600 tonight even though the account was suspended. Any idea on the turn around on getting the money back if at all? Their lines are closed right now so Im slightly worried! Im…
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How to find my bank account...
I have a really old bank account that my parents opened for me with Abbey National back when I was about...2? It was a passbook saver which I put my birthday money into and which was signed by my mum. Fast forward 22 years and I've lost the passbook, it should be under one address and my mum who's signature is on it is no…
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My Super Personal Accounts Spreadsheet
Hello fellow moneysavers... :j I Have used some kind of spreadsheet in one form or another to budget my self for a few years and my most recent one has been up and running for 6 months now and has proved most useful to me... So I have modified it to suit a stranger (made it look pretty and make sense) and spent last night…
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Stopping bank payment made online
Hi, I use online banking to do everything since I hate being on the phone for 5+ minutes to do something I can do with a few clicks... So I made a payment to my landlord for rent online, then went out to get the post and had a letter saying they had changed their account and that I had to pay it to a new one. I started…
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Sent phlishing email for HSBC who do I report it too?
Hi there don't bank with HSBC but have been sent an email saying faults on my bank account, click to varify details. Is there any way I can forward this to HSBC's fraud dept for them to investigate? Thanks
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SEPA help
Hi I understand that this probably isn't the perfect forum for this question... however reading through I see a number of people who are using SEPA, so hopefully one of you can help me out. I am hoping to get a little sense (more sense than I've been getting from my banks) from someone who has a little mileage using SEPA…
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santander Preferred In-Credit Bank Account - 5%
is this worthwhile to get 5% or are there any negatives?
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Joint Account
My girlfriend and I are considering getting a joint account because we are moving in together in May and it would make it easier to pay the bills; i.e. we both deposit a percentage of our salary each month and then we use the joint account for all direct debits, etc. I'm currently with Barclays and she's with HSBC. I'm…
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Advice requeired re withdrawing money abroad
Hi I am going to Egypt in December and would usually bring some currency and travellers cheques but someone has said it would be cheaper to just open a current account which does not charge for foreign cash withdrawals. Does anyone have any input on this? I have had a search for a current account but the ones I have seen…
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Can anyone recommend a basic ONLINE savings account?
Hi there, I am hoping to open an online savings account jointly with my partner so we can transfer some of our wages into it and save towards a mortgage. We dont need anything fancy at all, no overdrafts or anything like that but instant access with a cash card would be handy for emergences. I tried SMILE, but we were…
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O2 Load and Go
I took advantage of the O2 Load and Go cash card last year as a convenient way of giving pocket money and for my daughter to manage her own finances. I set the card to be loaded monthly from my debit card. She enjoys the freedom for spending, buying presents for friends online and getting texts for transactions. Shortly…
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HSBC application accepted
Hi, I applied online for an HSBC Green Bank Account and have received today a letter in the post saying Does this mean I have been accepted or may they decline me after I send the documents? I currently bank with Natwest and Halifax, but both are basic accounts as I could not open a full current account due to lack of…
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Should I be worried?
Hi good people, I have just received the e-mail below . Abbey National Plc: Failed login Attempt Dear Online Banking Customer, You have got 1 new message from Abbey National plc. Best Regards. Abbey Banking plc Security Department Team. * Please do not reply to this email as your reply will not be received. Trouble is I…
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Barclays online application how long to know ?
I have just applied online for a Barclays Bank Account as the nearest branch is quite a distance, I got the following email "What next? 1. We'll write to you within four working days to tell you whether your application is successful." Is 4 days a realistic timescale or do they in fact take longer ?, I was also told on the…
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Refunds onto debit cards?
Hi, Last week I returned a hire car to Enterprise, and they in fact owed me money because I left fuel in the car. I wasn't asked to enter my pin (he may have swiped the card - but I didn't see) and now the funds are still not in my account. Does anyone know how long it takes for refunds onto a Visa Debit? I thought they…
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Nationwide Flex Account - Cheap Foreign Money....
Hey guys. As part of my job I'm doing a lot of travelling around Europe. As a result I'm spending a fortune on cash withdrawals/loading etc etc the list goes on. I'm led to believe that the best way to avoid this is to go and set-up a Nationwide Flex Account? My question is, would nationwide accept this as a reason for…
