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Budget 2010: Bank accounts for all
This is the discussion thread for the following MSE News Story: "Banks must do more to offer all customers a basic current account at the very least, the Chancellor has announced." Read the full story: Budget 2010: Bank accounts for all
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HSBC requesting ID
Hi, After getting frustrated with LTSB, I applied for an HSBC Bank Account last week. Today I get a letter asking for a proof of ID (Passport) and address (LTSB statement) to be taken to an HSBC branch to be processed. Also, on the last page is a box to provide a specimen signature. Would they go to all this trouble if I…
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Missing Cash Deposit HSBC
I'm hoping someone can point me in the right direction on this matter. My partner deposited £865 in cash on 8th Sept 2009 into our joint Hsbc account to make our rent payment the following day. On the same day my partner deposited £165 into my sole Hsbc account for me to make my credit card payment the following day. He…
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Halifax - RBS
Morning guys just wondering if you could help me here. Last month i fell behind with my halifax credit card payments and as such i made the phone call and told them i was struggling. They acknowledged this and said it would be okay if i made a bigger payment this month to balance it out. However last week they took money…
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Banks offering safety deposit boxes
Does anyone know which banks still offer to store your valuables in safety deposit boxes? I am aware Barclays used to, but not sure if they do for new customers. Also am i right in thinking i need to provide my own insurance, would my home insurance cover it? TIA
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Santander Telephone Numbers
Hi, Has anyone got alternative number for Santander Telephone Banking Service. I have looked at saynoto0870.com but all numbers seems to be incorrect number. Thanks MS
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Refused a Halifax Easycash Account?
Dear all, Having used this excellent forum several times in the past, I am now making my first post. I was wondering if there was anyone out there that has ever been REJECTED for the Halifax Easycash Account (their basic account). Background to question: Having recently moved to the UK after a long time abroad, and having…
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Bank Account Security?
Hi Can someone advise me on whether or not to give my bank account details over the phone? I received a phone call from a Charity asking me to subscribe/donate a monthly payment to a Cancer charity. I expressed my concern about giving my account details over the phone to a stranger and asked if they would send me a direct…
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My first dealings with Santander ...
... the 6% current account tempted me, if only to prove a point, but initial communications are not good. Are they as incompetent as my initial impressions suggest? Have I led a sheltered life with First Direct for the last 18 years or so?
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sort code 07 01 16 (Nationwide Building Society Flexaccount) fster payments inbound
At last, Nationwide Building Society have introduced inbound (where you make payments from another bank into the flexaccount). I sucessfully sent a payment for £100 from Alliance and Leicester into the account. I cant wait till they introduce the outbound.
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I Have A Problem
I am currently a customer with RBS with a student account with OD and have a savings acc with them. I applied for an interest paying current account with them, but they seem to always refer my applications to the "lending department" for a decision, I have tried almost every bank to get there most basic account and I keep…
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HSBC cancelled my DD
Well after 8 happy years HSBC have finally let me down. I pay my O2 phone bill monthly by DD and set it up well over a month ago. I checked on the 22nd of Feb when the first payment was suposed to come out, and it had, all good i assumed. I looked at my dd and SO's the other day and it was only showing my other 3 in the…
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How to get a bank account - if you're unbanked - basic bank accounts
Update Note 20 April: Did you try this and get an account - please reply to this discussion and tell us the story - Martin [title=http://images2.moneysavingexpert.com/images/dp/wtd_underline.gif] What’s this all about?[/title] Up to 1.75m adults in the UK don’t have a current account. This financial exclusion hits people’s…
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How fussy are First Direct about current account applicants?
Hi, I've got a decent credit score and have had no problems getting credit cards and overdrafts with other banks. I'm thinking of switching to FD purely to get their £100 bonus, then switch away again. But I'm wondering how fussy they are about applicants: as long as I can fulfil the £1500 monthly credit, will they mind if…
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1st Direct refuse passport and bank a/c ID
I have been a 1st Direct customer for many years, and do not owe them any funds etc, preferring to use a current account to pay all my household bills. When I re-married 10 years ago I added my wife’s name to form joint accounts with the several that I have with the Co-op. As usual my wife had to go through the hoops to…
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bank account for daughter will they check us
hi just trying to help my daughter set up a bank account shes 16 with a sat job going to coll in sept and should be able to claim ema just worried that the bank will credit search us (were in a dmp credit ruined !!!) and am worried this will effect her getting a bank account, after looking on here and taking advice from…
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MSE News: Budget 'to ensure bank accounts for all'
This is the discussion thread for the following MSE News Story: "Banks are expected to be forced to offer all customers a basic current account at the very least in Wednesday's Budget ..." Read the full story: Budget 'to ensure bank accounts for all'
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Business Bank Accounts whilst within CVA
We have had our bank account closed due to us having gone into a cva and the industry that we operate in - IT. I am struggling to find any bank who will take us on. I could understand if I wanted credit but we don't. We have never had or want an overdraft facility or credit cards. All I want is business bank account so…
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How do I close my bank account?
Hello, I currently have three bank accounts. I want too close two of them so I am left with just my Graduate account with Abbey National (Santander). This account requires me to pay my monthly wage into the account. How do I close the other two bank accounts? Is it a simple as going in and telling them... job done? or do…
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Fought with the bank and won - Got my £££ back :)
Some time ago (3 weeks) I had £350 stolen in card fraud. HSBC returned half of it and said they won't return other half as the transaction was done through secure website which is by the way the most ridiculous excuse they could find as I am an IT professional. I challenged their explanation and asked for proofs, also…
