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HSBC requesting ID

simax
Posts: 1,977 Forumite


Hi,
After getting frustrated with LTSB, I applied for an HSBC Bank Account last week.
Today I get a letter asking for a proof of ID (Passport) and address (LTSB statement) to be taken to an HSBC branch to be processed.
Also, on the last page is a box to provide a specimen signature.
Would they go to all this trouble if I was declined? Or will they do their checks after this?
Will the fact that the LTSB statements will show over £4k balance maintained for last 3 months (I'm taking the whole statement for last 3 months that I just got in the post) have any sway with their underwriters if they're umm-ing and ahh-ing about it??
Cheers me dears!
After getting frustrated with LTSB, I applied for an HSBC Bank Account last week.
Today I get a letter asking for a proof of ID (Passport) and address (LTSB statement) to be taken to an HSBC branch to be processed.
Also, on the last page is a box to provide a specimen signature.
Would they go to all this trouble if I was declined? Or will they do their checks after this?
Will the fact that the LTSB statements will show over £4k balance maintained for last 3 months (I'm taking the whole statement for last 3 months that I just got in the post) have any sway with their underwriters if they're umm-ing and ahh-ing about it??
Cheers me dears!
I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
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Comments
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I received the same letter: http://forums.moneysavingexpert.com/showthread.html?t=2354029&highlight=hsbc
You may also show them an utility bill or a range of alternative documents (passport and driving licence, for instance).0 -
it all depends on the type of account and whether or not they have already carried out their credit checks. they may have carried out a credit check but been unable to verify identity (are you on the electoral roll?) and once you take it in they will carry out an ID check at the very least.
either way, only one way to find outDebts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;Debts as of May 28th 2011:Santander CC: £0.00Lloyds OD : £0.00DFW Nerd #1247 - Proudly dealt with my DebtsOlympic 2012 Challenge #12
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it all depends on the type of account and whether or not they have already carried out their credit checks. they may have carried out a credit check but been unable to verify identity (are you on the electoral roll?) and once you take it in they will carry out an ID check at the very least.
either way, only one way to find out
Not been on electoral roll for 10 years. Re-registered at the end of last month though, as I fancy "sticking it to the man" at this election
You're probably right, but the request for a specimen signature must be a sign... anyhow, I'm off there later with me bits.I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0 -
Not been on electoral roll for 10 years. Re-registered at the end of last month though, as I fancy "sticking it to the man" at this election
You're probably right, but the request for a specimen signature must be a sign... anyhow, I'm off there later with me bits.
EDIT: This is a bit wrong...councils update their own rolls quicker, I was thinking of the amount of time it takes them to update to the CRA'sDebts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;Debts as of May 28th 2011:Santander CC: £0.00Lloyds OD : £0.00DFW Nerd #1247 - Proudly dealt with my DebtsOlympic 2012 Challenge #12
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I had a letter from the electoral comission 3 weeks ago telling me that time was running out to register in time for the general election, so can't be 6 months ....I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0
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I had a letter from the electoral comission 3 weeks ago telling me that time was running out to register in time for the general election, so can't be 6 months ....
The OP said up to 6 months.
I know when I moved my details where updated within 2 months.I'm not cynical I'm realistic
(If a link I give opens pop ups I won't know I don't use windows)0 -
Well, it's arbitrary anyway, as I will not be voting Lambasting Labour or Glory Tory, so effectivley it's a wasted vote as no-one else is going to win the election.... but thats for a different threadI spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0
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LTSB statement and Pasport taken to local branch to be verified and copied.... so now its the waiting game.... Anyone know how long they take?I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0
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Still waiting for response from HSBC, but did get a letter from the local council stating that I am now on the electoral register. So thats a start.
Would calling HSBC be an option as it's been over a week now? If so, whats the best number?I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0 -
sorry about my previous post....usually councils update quite quickly. When I said up to 6 months, I was thinking of the amount of time they take to update credit agenciesDebts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;Debts as of May 28th 2011:Santander CC: £0.00Lloyds OD : £0.00DFW Nerd #1247 - Proudly dealt with my Debts
Olympic 2012 Challenge #12
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