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alternative to personal cheque?
I need to pay £100 to an organisation. The people concerned and myself share mutual extreme dislike. I don't feel safe sending them a personal cheque as - of course - this would give them my full account and sort code details and I have good reason to believe they could not be trusted with this information. Meeting up to…
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cheque clearance
Hi guys My brother paid a cheque into my account using a deposit machine in branch on monday and it says the cheque should be cleared by 25/3 whcih is today. However the money is still pending in my account. balance £122.04 available £5.04 is there a certain time it should clear today?
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BACS Payments
Could anyone tell me how long a BACS payment usually takes to go through. My employers messed my wages up this month because no-one recorded the fact that I had returned to work after sickness. This resulted in me not getting paid at all. I contacted Payroll on Tuesday (23rd) and they advised that they would issue an…
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Payment by debit card 7 months ago!
Hi all, Is there a time limit for a business to put through a transaction after I paid for it by debit card? Back in August 2009 I bought 2 rounds of drinks in a bar in Edinburgh and paid by card and then completely forgot I had done so. From looking back now it appears these never came out of my account at the time. I…
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Fed Up with NastyWet
and RBS in general. Considering we pretty much own them and the huge problems they have caused you would think they would be on best behaviour. But in the last couple of years they have mucked up a re-mortgage application, messed my credit card about, and I don't like the way they enforce online messages about things which…
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Bank filing default notice - legality?
Hi Guys This might be a long one, but I am sure it will be something to get your teeth into Was a long time customer of a major bank HxxC with both personal and business accounts. A few years ago I had an issue with a supplier (business account) and they filed a winding up petition with the CC and notified it in the London…
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Budgeting for groceries: average monthly spend
I'd be interested to know how much other moneysavers spend on groceries each month, roughly. We are two adults and a ten month old baby who is well into solids. We are currently spending £600-700 per month on groceries and I'm wondering if that sounds medium or high (it's certainly not low!). It would be good to cut it,…
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Santander... !!!!!!?
So as I mentioned a few days ago I've been trying to track down an old bank account. I snuck past Santander's tricky phone messaging system and managed to get through to someone who not only confirmed my details and gave me an old stylee account code but also informed me (after I explained my mum aka who it's in trust with…
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What account do you get for an 18 year old?
My Son is still in 6th form. He was 18 in October and Nationwide have just sent him the letter telling him that he is no longer eligible for his Smart accounts. We've looked at the site for some of his long term savings and found a reasonable ISA to put a large (well for him) lump sum in - but he also had a card from a…
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Barclaybank Card !
I was having a clear out and found an old Access card and a Blue Barclaybank card !, does anyone remember the Barclaybanks I seem to remember a clear plastic sliding screen on the keyboard and the machines made a load of noise !.
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Barclays Current Account Application
Just applied online and got the we will let you know reply, does anyone know how long they take ?. Cheers.
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Nationwide have transfered a "inactive" DD!
Right, sort ofa follow on to my earlier post reguarding the DD from my HSBC account being mysteriously cancelled. Today i find that the ammount had been paid to 02, by Nationwide!! I recently set up a single SO on my AL account and let Nationwide transfer this to get my £75 transfer bonus. I had a DD to pay O2 on the same…
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Police Report Closed, still safe from Fraud??
Sorry if im in the wrong place, dont know where to ask this question. :o I had my purse pickpocketed from my bag the other day and i cancelled all my cards straight away and reported it to the police. The police lady told me that because i reported it would mean that the bank would know that i was not responsible for any…
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Santander New Bank Account Card
Hi Can some one with this query ? I've got an Abbey Visa Electron Card for my bank account and today I received my new replacement Santander card. However I'm a tad confused as to what type of card I got ? :( It is now called a Cash card, the numbers are riased, it no longer states Visa or Electron or Debit, and has Cirrus…
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Current Account less secure than savings?
Hi all, I was told by a cashier in Lloyds that I was keeping too much money in my current account and that I should transfer it to my savings account. I explained that the savings account has a very low interest rate and that my current account had a very good interest rate. She said that the current account was less…
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wrong account opened
I wanted to open an instant acess account and went to santander. After i had booked an appointment i was not to happy for it to be cancelled an hour before we were due to see somebody. Got there for our next appointment and he was 15 minutes late. Not impressed with this at all. So you could say i was in a bad mood from…
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Canadian shares
Feel like I'm going round in circles but is there anyone out there who can help me......here's the gist! I have 2 share certificates in the name of a Canadian Bank, I want to sell some.....where do I go?????? I rang the canadian Bank in London who were somewhat unhelpful .... I need to go to a crest broker? what's that…
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Christmas savings account?
Last year there was a Christmas savings account with the Chelsea Building Society which had a pretty good interest rate.Does anyone know of anything at the moment or is it too early?(Trying to get organised this year and save a few pennies)
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International transfers - without any fee??
Hi banks normally charge £10-£20 per transfer. does anyone know how I can transfer money to another country free of charge? I transfer roughly £300-£400 / month, and dont want to pay £10 every time? Thanks
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Natwest, a frustrating experience.
First post on here so hello to you all. Just had a very miserable experience with Natwest and I'm looking for some advice from you bank account experts. First a brief background. I have never had a bad debt or owed anyone money. I have worked full time for twenty plus years and have the documentation to prove it. I am on…
